{"id":1888,"date":"2026-10-20T07:18:57","date_gmt":"2026-10-19T22:18:57","guid":{"rendered":"https:\/\/unionize.kr\/?p=1888"},"modified":"2026-10-20T07:18:57","modified_gmt":"2026-10-19T22:18:57","slug":"payment-date-versus-spending-period","status":"publish","type":"post","link":"https:\/\/unionize.kr\/?p=1888","title":{"rendered":"\uc2e0\uc6a9\uce74\ub4dc \uacb0\uc81c\uc77c\uc744 \ubc14\uafb8\uba74 \uc804\uc6d4\uc2e4\uc801 \uae30\uac04\ub3c4 \ubc14\ub014\uae4c? \uccad\uad6c\uae30\uac04\uacfc \ucc28\uc774"},"content":{"rendered":"<p>\uc2e0\uc6a9\uce74\ub4dc \uacb0\uc81c\uc77c \uc804\uc6d4\uc2e4\uc801\uc774 \ud5f7\uac08\ub9ac\ub294 \uc774\uc720\ub294 \ub3c8\uc744 \uac1a\ub294 \ub0a0\uc9dc, \uccad\uad6c \ub300\uc0c1 \uc774\uc6a9\uae30\uac04, \ud61c\ud0dd\uc744 \ud310\ub2e8\ud558\ub294 \uc774\uc6a9\uc2e4\uc801 \uae30\uac04\uc744 \uac19\uc740 \uac83\uc73c\ub85c \ubcf4\uae30 \uc27d\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uacb0\uc81c\uc77c\uc744 \ubc14\uafe8\ub2e4\ub294 \uc774\uc720\ub9cc\uc73c\ub85c \uc0c1\ud488\uc758 \uc804\uc6d4\uc2e4\uc801 \uae30\uac04\ub3c4 \ud568\uaed8 \ubc14\ub010\ub2e4\uace0 \uac00\uc815\ud558\uba74 \uc548 \ub429\ub2c8\ub2e4.<\/p>\n<h2>\uacb0\uc81c\uc77c\uacfc \uccad\uad6c\uae30\uac04\uacfc \uc2e4\uc801 \uae30\uac04\uc740 \uc5ed\ud560\uc774 \ub2e4\ub985\ub2c8\ub2e4<\/h2>\n<p>\uacb0\uc81c\uc77c\uc740 \ub300\uae08\uc744 \ub0a9\ubd80\ud558\ub294 \ub0a0\uc785\ub2c8\ub2e4. \uccad\uad6c\uae30\uac04\uc740 \uadf8 \uacb0\uc81c\uc77c\uc758 \uba85\uc138\uc11c\uc5d0 \ud3ec\ud568\ub418\ub294 \uac70\ub798 \uae30\uac04\uc744 \ub9d0\ud569\ub2c8\ub2e4. \uc2e4\uc801 \uc0b0\uc815 \uae30\uac04\uc740 \ud574\ub2f9 \ud61c\ud0dd\uc758 \uc870\uac74\uc744 \ud310\ub2e8\ud560 \uc774\uc6a9\uc561\uc744 \ubaa8\uc73c\ub294 \uae30\uac04\uc785\ub2c8\ub2e4. \ub0a0\uc9dc\ub97c \ube44\uad50\ud560 \ub54c\ub294 \uba3c\uc800 \uc5b4\ub5a4 \ud56d\ubaa9\uc744 \ubcf4\uace0 \uc788\ub294\uc9c0 \ud655\uc778\ud558\uc138\uc694.<\/p>\n<h2>BC\uce74\ub4dc \uc77c\ubc18 \uc548\ub0b4\ub3c4 \uba85\uc138\uc11c \uccad\uad6c\uae08\uc561\uacfc \uc2e4\uc801\uc744 \uad6c\ubd84\ud569\ub2c8\ub2e4<\/h2>\n<p>BC\uce74\ub4dc \ubd80\uac00\uc11c\ube44\uc2a4 \uc81c\uacf5\uae30\uc900\uc740 \ud574\ub2f9 \uc11c\ube44\uc2a4\uc758 \uad6d\ub0b4 \uac00\ub9f9\uc810 \uc2e4\uc801\uc774 \uc774\uc6a9\ub300\uae08\uba85\uc138\uc11c \uccad\uad6c\uae08\uc561\uacfc \ubb34\uad00\ud558\ub2e4\uace0 \uc124\uba85\ud569\ub2c8\ub2e4. \ub2e4\ub9cc \ubcc4\ub3c4 \uc801\uc6a9 \uc0c1\ud488\uc740 \uc608\uc678\uac00 \uc788\uc73c\ubbc0\ub85c \ubcf4\uc720 \uc0c1\ud488\uc758 \uc11c\ube44\uc2a4 \uae30\uc900\uc744 \ud568\uaed8 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. <a href=\"https:\/\/www.bccard.com\/app\/card\/ContentsLinkActn.do?pgm_id=ind0647\">BC\uce74\ub4dc \ubd80\uac00\uc11c\ube44\uc2a4 \uc81c\uacf5\uae30\uc900<\/a><\/p>\n<h2>\uac19\uc740 \uacb0\uc81c\uc77c\uc5d0\ub3c4 \uccad\uad6c\uae30\uac04\uc774 \ub2e4\ub97c \uc218 \uc788\uc2b5\ub2c8\ub2e4<\/h2>\n<p>\uc2e0\ud55c\uce74\ub4dc Puzzle\uc758 \uacf5\uc2dd \uc6d4\ub825 \uae30\uc900 \uccad\uad6c\uc11c\ube44\uc2a4 \uc548\ub0b4\uc5d0\ub294 21\uc77c \uacb0\uc81c\uc77c\uc744 \uc120\ud0dd\ud55c \uc608\uc2dc\uac00 \uc788\uc2b5\ub2c8\ub2e4. Puzzle\uc740 \uc804\uc6d4 1\uc77c\ubd80\ud130 \ub9d0\uc77c\uae4c\uc9c0\uc758 \uc2e0\uc6a9\ud310\ub9e4 \uc774\uc6a9\uae08\uc561\uc744 \uccad\uad6c\ud558\uace0, \ub2e4\ub978 \uc2e0\ud55c\uce74\ub4dc\ub294 \uc804\uc6d4 8\uc77c\ubd80\ud130 \ub2f9\uc6d4 7\uc77c\uae4c\uc9c0\uc758 \uc774\uc6a9\uae08\uc561\uc744 \uccad\uad6c\ud558\ub294 \uac83\uc73c\ub85c \ube44\uad50\ud569\ub2c8\ub2e4. \ud574\ub2f9 \uc11c\ube44\uc2a4\uc758 \ub300\uc0c1\uacfc \uc801\uc6a9 \uc694\uac74\uc774 \uc804\uc81c\ub41c \uacf5\uc2dd \uc608\uc2dc\uc785\ub2c8\ub2e4. \uac19\uc740 \ub0a0\uc9dc\uc5d0 \ub0a9\ubd80\ud558\ub354\ub77c\ub3c4 \uccad\uad6c \ub300\uc0c1 \uae30\uac04\uc774 \uac19\ub2e4\uace0 \ub2e8\uc815\ud558\uae30 \uc5b4\ub835\ub2e4\ub294 \uc810\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. <a href=\"https:\/\/www.shinhancard.com\/pconts\/html\/card\/apply\/credit\/1211550_2207.html\">\uc2e0\ud55c\uce74\ub4dc Puzzle \uc6d4\ub825 \uae30\uc900 \uccad\uad6c\uc11c\ube44\uc2a4<\/a><\/p>\n<h2>\uccad\uad6c\uae08\uc561\uc774 50\ub9cc\uc6d0\uc778\ub370 \uc2e4\uc801\uc740 \ub2e4\ub97c \uc218 \uc788\ub294 \uc774\uc720<\/h2>\n<p>\uc5b4\ub5a4 \uc11c\ube44\uc2a4\uac00 9\uc6d4 1\uc77c\ubd80\ud130 30\uc77c\uae4c\uc9c0\uc758 \uc778\uc815 \uc18c\ube44\ub97c \ubcf4\uace0, 10\uc6d4 \uccad\uad6c\uc11c\uac00 \uadf8\uc640 \ub2e4\ub978 \uae30\uac04\uc758 \uac70\ub798\ub97c \ub2f4\ub294\ub2e4\uace0 \uac00\uc815\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \uba85\uc138\uc11c \uae08\uc561\uc5d0\ub294 \uadf8 \uae30\uac04 \ucc28\uc774\uac00 \ubc18\uc601\ub429\ub2c8\ub2e4. \uc5ec\uae30\uc5d0 \uc0c1\ud488\uc758 \uc81c\uc678 \uac70\ub798\ub098 \ucde8\uc18c \ucc98\ub9ac\uae4c\uc9c0 \ub2e4\ub974\uba74 \ub450 \ud569\uacc4\ub294 \ub354 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uae30\uac04 \uad6c\ubd84\uc744 \uc704\ud55c \uac00\uc0c1 \uc124\uba85\uc774\uba70 \ubaa8\ub4e0 \uc0c1\ud488\uc758 \uc2e4\uc81c \uccad\uad6c\uae30\uac04\uc744 \uc9c0\uc815\ud55c \uc608\uc2dc\ub294 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n<h2>\uacb0\uc81c\uc77c \ubcc0\uacbd \uc804\uc5d0 \uc774\ubc88 \uccad\uad6c\uc11c\uc640 \ub2e4\uc74c \uccad\uad6c\uc11c\ub97c \ud655\uc778\ud558\uc138\uc694<\/h2>\n<p>\ubcc0\uacbd \ud6c4 \ucc98\uc74c \ub0a9\ubd80\ud560 \ub0a0\uc9dc\uc640 \uadf8 \uccad\uad6c\uc11c\uc758 \uc774\uc6a9\uae30\uac04\uc744 \uc571\uc5d0\uc11c \ud655\uc778\ud558\uc138\uc694. \uae09\uc5ec\uc77c\uacfc \ub0a9\ubd80\uc77c\uc774 \ub9de\ub294\uc9c0\ub3c4 \ud568\uaed8 \uc0b4\ud3b4\ubcf4\uba74 \uc790\uae08 \uacc4\ud68d\uc5d0 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \ud2b9\uc815 \ub0a0\uc9dc\ub97c \ubaa8\ub4e0 \uce74\ub4dc\uc758 \ucd5c\uc801 \uacb0\uc81c\uc77c\ub85c \uc815\ud558\uc9c0 \ub9d0\uace0, \ubcf4\uc720 \uce74\ub4dc\uc758 \ubcc0\uacbd \uac00\ub2a5\uc77c\u00b7\uc801\uc6a9 \uc2dc\uc810\uacfc \ubcf8\uc778\uc758 \uc790\uae08 \ud750\ub984\uc744 \ub300\uc870\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>\uc2e4\uc801 \ud655\uc778\uc740 \uba85\uc138\uc11c \uc678\uc5d0 \ubcc4\ub3c4 \uc870\ud68c\ub97c \ud568\uaed8 \ubcf4\uc138\uc694<\/h2>\n<p>\uc571\uc5d0\uc11c \uacb0\uc81c \uc608\uc815\uae08\uc561 \ud654\uba74\uacfc \ud61c\ud0dd\uc6a9 \uc778\uc815 \uc2e4\uc801 \ud654\uba74\uc744 \ub098\ub780\ud788 \ud655\uc778\ud558\uc138\uc694. \uc0c1\ud488\uc124\uba85\uc11c\uc758 \uc0b0\uc815 \uae30\uac04, \uc81c\uc678 \uac70\ub798, \ud574\uc678\u00b7\uad50\ud1b5 \ub4f1 \ubc18\uc601 \uc2dc\uc810\uc774 \ub2e4\ub978 \uac70\ub798\ub3c4 \uc77d\uc2b5\ub2c8\ub2e4. \ub458\uc758 \ucc28\uc774\uac00 \uc124\uba85\ub418\uc9c0 \uc54a\uc73c\uba74 \uc0c1\ud488\uba85\uacfc \uc11c\ube44\uc2a4\uba85, \uc870\ud68c\ud55c \uc6d4\uc744 \ud568\uaed8 \uc54c\ub824 \ubb38\uc758\ud558\uc138\uc694.<\/p>\n<h2>\ud560\ubd80\uc640 \ucde8\uc18c\uac00 \uc788\uc73c\uba74 \ud568\uaed8 \uc810\uac80\ud558\uc138\uc694<\/h2>\n<p>\ud560\ubd80\uae08\uc774 \uccad\uad6c\ub410\ub2e4\ub294 \uc0ac\uc2e4\uacfc \uadf8 \uae08\uc561\uc774 \ud574\ub2f9 \uc6d4\uc758 \uc0c8 \uc2e4\uc801\uc774\ub77c\ub294 \ud310\ub2e8\uc740 \ubcc4\uac1c\uc785\ub2c8\ub2e4. \ucde8\uc18c\uae08\uc561\uc774 \uc5b4\ub290 \ub2ec \uc2e4\uc801\uc5d0\uc11c \ube60\uc9c0\ub294\uc9c0\ub3c4 \uc0c1\ud488\ubcc4\ub85c \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. <a href=\"https:\/\/unionize.kr\/?p=1875\">\uce74\ub4dc \ucde8\uc18c \uc804\uc6d4\uc2e4\uc801 \ucc28\uac10 \uc2dc\uc810<\/a>\uacfc <a href=\"https:\/\/unionize.kr\/?union_guide=spend-exclusions\">\uc804\uc6d4\uc2e4\uc801 \uc81c\uc678 \uac70\ub798<\/a>\ub97c \ud568\uaed8 \uc77d\uc5b4\ubcf4\uc138\uc694.<\/p>\n<h2>\uacf5\uc2dd \uc790\ub8cc\uc640 \ud655\uc778\uc77c<\/h2>\n<p><a href=\"https:\/\/www.bccard.com\/app\/card\/ContentsLinkActn.do?pgm_id=ind0647\">BC\uce74\ub4dc \ubd80\uac00\uc11c\ube44\uc2a4 \uc81c\uacf5\uae30\uc900<\/a>\uacfc <a href=\"https:\/\/www.shinhancard.com\/pconts\/html\/card\/apply\/credit\/1211550_2207.html\">\uc2e0\ud55c\uce74\ub4dc Puzzle \uacf5\uc2dd \uc0c1\ud488 \uc548\ub0b4<\/a>\ub97c 2026\ub144 10\uc6d4 20\uc77c \ud655\uc778\ud588\uc2b5\ub2c8\ub2e4. Puzzle\uc758 \uc608\uc2dc\ub97c \ub2e4\ub978 \uce74\ub4dc\uc758 \ud604\uc7ac \uccad\uad6c\uae30\uac04\ud45c\ub85c \ub300\uccb4\ud574\uc11c \uc0ac\uc6a9\ud558\uc9c0 \ub9c8\uc138\uc694.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc2e0\uc6a9\uce74\ub4dc \uacb0\uc81c\uc77c\uacfc \uc804\uc6d4\uc2e4\uc801 \uc0b0\uc815 \uae30\uac04\uc740 \uc5b4\ub5bb\uac8c \ub2e4\ub97c\uae4c\uc694? BC\uce74\ub4dc \uc77c\ubc18 \uc548\ub0b4\uc640 \uc2e0\ud55c\uce74\ub4dc Puzzle \uacf5\uc2dd \uc0ac\ub840\ub85c \uccad\uad6c\uc11c\uc640 \uc2e4\uc801 \uc870\ud68c\ub97c \ub098\ub220 \ubcf4\ub294 \ubc29\ubc95\uc744 \uc124\uba85\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":1889,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[22],"tags":[],"class_list":["post-1888","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-22"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\uc2e0\uc6a9\uce74\ub4dc \uacb0\uc81c\uc77c\uc744 \ubc14\uafb8\uba74 \uc804\uc6d4\uc2e4\uc801 \uae30\uac04\ub3c4 \ubc14\ub014\uae4c | \uc720\ub2c8\uc628\uce74\ub4dc<\/title>\n<meta name=\"description\" content=\"\uc2e0\uc6a9\uce74\ub4dc \uacb0\uc81c\uc77c\uacfc \uc804\uc6d4\uc2e4\uc801 \uc0b0\uc815 \uae30\uac04\uc740 \uc5b4\ub5bb\uac8c \ub2e4\ub97c\uae4c\uc694? 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