{"id":2021,"date":"2026-10-25T23:49:28","date_gmt":"2026-10-25T14:49:28","guid":{"rendered":"https:\/\/unionize.kr\/?p=2021"},"modified":"2026-10-25T23:49:28","modified_gmt":"2026-10-25T14:49:28","slug":"card-loan-interest-rate-reduction","status":"publish","type":"post","link":"https:\/\/unionize.kr\/?p=2021","title":{"rendered":"\uce74\ub4dc\ub860 \uae08\ub9ac\uc778\ud558\uc694\uad6c\uad8c: \uc2e0\uccad \uc870\uac74\u00b7\uc11c\ub958\uc640 \uacb0\uacfc \ud655\uc778 \uc21c\uc11c"},"content":{"rendered":"

\uc774\ubbf8 \uc774\uc6a9 \uc911\uc778 \uce74\ub4dc\ub860\uc758 \uae08\ub9ac\uac00 \ubd80\ub2f4\ub418\uace0 \ucde8\uc5c5\u00b7\uc2b9\uc9c4 \ub4f1 \uc2e0\uc6a9\uc0c1\ud0dc \uac1c\uc120\uc774 \uc788\uc5c8\ub2e4\uba74 \uae08\ub9ac\uc778\ud558\uc694\uad6c\uad8c\uc758 \uc801\uc6a9 \uac00\ub2a5\uc131\uc744 \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc2e0\uccad\ud558\uba74 \uc790\ub3d9\uc73c\ub85c \uae08\ub9ac\uac00 \ub0b4\ub824\uac00\ub294 \uc81c\ub3c4\ub294 \uc544\ub2d9\ub2c8\ub2e4. \uc774\ubc88 \uae00\uc740 \uc0bc\uc131\uce74\ub4dc \uac1c\uc778\ud68c\uc6d0\uc57d\uad00 \uc81c23\uc870\uc758 \uc7a5\uae30\uce74\ub4dc\ub300\ucd9c \uae08\ub9ac\uc778\ud558\uc694\uad6c\uad8c\uc744 \uae30\uc900\uc73c\ub85c \uc2e0\uccad \uc804 \uc815\ub9ac\ud560 \ub0b4\uc6a9\uc744 \uc124\uba85\ud569\ub2c8\ub2e4.<\/p>\n

\uc5b4\ub5a4 \ubcc0\ud654\uac00 \uc788\uc5c8\ub294\uc9c0 \uc815\ub9ac\ud558\uc138\uc694<\/h2>\n

\uc57d\uad00\uc740 \ucde8\uc5c5\u00b7\uc2b9\uc9c4\u00b7\uc7ac\uc0b0 \uc99d\uac00\u00b7\uac1c\uc778\uc2e0\uc6a9\ud3c9\uc810 \uc0c1\uc2b9 \ub4f1 \uc2e0\uc6a9\uc0c1\ud0dc \uac1c\uc120\uc774 \ub098\ud0c0\ub0ac\ub2e4\uace0 \uc778\uc815\ub418\ub294 \uacbd\uc6b0 \uc804\ud654\u00b7\uc11c\uba74\u00b7\ud648\ud398\uc774\uc9c0 \ub4f1\uc73c\ub85c \uae08\ub9ac \uc778\ud558\ub97c \uc694\uad6c\ud560 \uc218 \uc788\ub2e4\uace0 \uc815\ud569\ub2c8\ub2e4. \ubaa8\ub4e0 \ubcc0\ud654\uac00 \uae08\ub9ac \uc0b0\uc815\uc5d0 \uac19\uc740 \uc601\ud5a5\uc744 \uc8fc\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4. \uc2e0\uccad \uc0ac\uc720\uc640 \uadf8 \ubcc0\ud654\uac00 \uc0dd\uae34 \uc2dc\uc810\uc744 \uad6c\uccb4\uc801\uc73c\ub85c \uc801\uc5b4\ub450\uba74 \uce74\ub4dc\uc0ac\uac00 \uc694\uad6c\ud558\ub294 \uc790\ub8cc\ub97c \ud655\uc778\ud558\uae30 \uc27d\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc2e0\uccad \uc804 \uc900\ube44\ud560 \ud655\uc778 \ubaa9\ub85d<\/h2>\n
\n\n\n\n\n\n\n\n\n
\ud56d\ubaa9<\/th>\n\uc815\ub9ac\ud560 \ub0b4\uc6a9<\/th>\n\ud655\uc778\ud560 \uacf3<\/th>\n<\/tr>\n<\/thead>\n
\ud604\uc7ac \ub300\ucd9c<\/td>\n\uc0c1\ud488\uba85\u00b7\uc794\uc561\u00b7\uc57d\uc815 \uae08\ub9ac<\/td>\n\uce74\ub4dc\uc0ac \ub300\ucd9c \ub0b4\uc5ed<\/td>\n<\/tr>\n
\uac1c\uc120 \uc0ac\uc720<\/td>\n\ucde8\uc5c5\u00b7\uc2b9\uc9c4\u00b7\uc7ac\uc0b0\u00b7\uc2e0\uc6a9\uc0c1\ud0dc \ubcc0\ud654<\/td>\n\ubcc0\ud654 \uc0ac\uc2e4\uacfc \ubc1c\uc0dd\uc77c<\/td>\n<\/tr>\n
\uc99d\ube59<\/td>\n\uce74\ub4dc\uc0ac\uac00 \uc694\uccad\ud55c \uc790\ub8cc<\/td>\n\uacf5\uc2dd \uc2e0\uccad \uc548\ub0b4\u00b7\uc0c1\ub2f4<\/td>\n<\/tr>\n
\uacb0\uacfc \ud1b5\uc9c0<\/td>\n\uc811\uc218\uc77c\u00b7\ubcf4\uc644 \uc694\uccad\u00b7\uacb0\uacfc \uc218\uc2e0 \ubc29\ubc95<\/td>\n\uce74\ub4dc\uc0ac \uc811\uc218 \ub0b4\uc5ed<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

\uc11c\ub958\ub294 \uc694\uccad\ub41c \ubc94\uc704\uc640 \uc81c\ucd9c \uacbd\ub85c\ub97c \ud655\uc778\ud558\uc138\uc694<\/h2>\n

\uc0bc\uc131\uce74\ub4dc \uc57d\uad00\uc740 \uc694\uccad\uc774 \uc788\uc73c\uba74 \uc2e0\uc6a9\uc0c1\ud0dc \ubcc0\ub3d9 \ub4f1\uc744 \uc785\uc99d\ud560 \uc218 \uc788\ub294 \uc11c\ub958\ub97c \uc81c\ucd9c\ud574\uc57c \ud55c\ub2e4\uace0 \uc548\ub0b4\ud569\ub2c8\ub2e4. \uc0ac\uc720\ubcc4 \ud544\uc694 \uc11c\ub958\uac00 \ubaa8\ub450 \uac19\ub2e4\uace0 \uac00\uc815\ud558\uac70\ub098 \uc778\ud130\ub137\uc758 \uc624\ub798\ub41c \ubaa9\ub85d\ub9cc\uc73c\ub85c \uc81c\ucd9c \uc644\ub8cc\ub97c \ud310\ub2e8\ud558\uc9c0 \ub9c8\uc138\uc694. \uacf5\uc2dd \uc2e0\uccad \ud654\uba74\uc774\ub098 \uc0c1\ub2f4\uc5d0\uc11c \ubcf8\uc778 \uc0ac\uc720\uc5d0 \ud544\uc694\ud55c \ud56d\ubaa9\uacfc \uc811\uc218 \ubc29\ubc95\uc744 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774 \uae00\uc740 \uac1c\uc778\uc758 \uc18c\ub4dd\u00b7\uc7ac\uc0b0 \uc790\ub8cc\ub97c \uc218\uc9d1\ud558\uac70\ub098 \uc81c\ucd9c\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n

10\uc601\uc5c5\uc77c\uacfc \ubcf4\uc644\uae30\uac04\uc744 \uad6c\ubd84\ud569\ub2c8\ub2e4<\/h2>\n

\uac19\uc740 \uc57d\uad00\uc740 \uc790\uccb4 \uc2ec\uc0ac\ub97c \uac70\uccd0 10\uc601\uc5c5\uc77c \uc774\ub0b4 \uc2ec\uc0ac\uacb0\uacfc \ub4f1\uc744 \ud1b5\ubcf4\ud558\ub3c4\ub85d \uc815\ud569\ub2c8\ub2e4. \ub2e4\ub9cc \ubcf4\uc644 \uc790\ub8cc\ub97c \uc694\uad6c\ud55c \ub0a0\ubd80\ud130 \uc790\ub8cc\uac00 \uc81c\ucd9c\ub418\ub294 \ub0a0\uae4c\uc9c0\ub294 \uc774 \uae30\uac04\uc5d0 \ud3ec\ud568\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ub2ec\ub825\uc0c1 10\uc77c\uacfc 10\uc601\uc5c5\uc77c\uc744 \ud63c\ub3d9\ud558\uc9c0 \ub9d0\uace0, \ubcf4\uc644 \uc694\uccad\uc744 \ubc1b\uc558\ub2e4\uba74 \uc694\uccad\uc77c\u00b7\uc81c\ucd9c\uc77c\u00b7\uc811\uc218 \uc0c1\ud0dc\ub97c \ud568\uaed8 \uae30\ub85d\ud558\uc138\uc694. \ubaa8\ub4e0 \uc2e0\uccad\uc774 \uc811\uc218 \uc989\uc2dc \ucc98\ub9ac\ub41c\ub2e4\ub294 \uc758\ubbf8\ub294 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n

\uc2e0\uccad \uc0ac\uc720\uac00 \uc788\uc5b4\ub3c4 \uc218\uc6a9\ub418\uc9c0 \uc54a\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4<\/h2>\n

\uce74\ub4dc\uc0ac\ub294 \uc2e0\uc6a9\uc0c1\ud0dc \uac1c\uc120\uc774 \uae08\ub9ac \uc0b0\uc815\uc5d0 \uc601\ud5a5\uc744 \ubbf8\ucce4\ub294\uc9c0 \ub4f1\uc744 \uace0\ub824\ud574 \uc218\uc6a9 \uc5ec\ubd80\ub97c \ud310\ub2e8\ud569\ub2c8\ub2e4. \uc57d\uad00\uc740 \uacc4\uc57d \uccb4\uacb0 \ub54c \uc2e0\uc6a9\uc0c1\ud0dc\uac00 \uae08\ub9ac \uc0b0\uc815\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\uc9c0 \uc54a\uc558\uac70\ub098 \uac1c\uc120\uc774 \uacbd\ubbf8\ud574 \uae08\ub9ac \uc7ac\uc0b0\uc815\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\uc9c0 \uc54a\ub294 \uacbd\uc6b0 \uc218\uc6a9\ud558\uc9c0 \uc54a\uc744 \uc218 \uc788\ub2e4\uace0 \uc124\uba85\ud569\ub2c8\ub2e4. \ud2b9\uc815 \uc810\uc218 \uc0c1\uc2b9\uc774\ub098 \uc2b9\uc9c4 \ud55c \ubc88\uc73c\ub85c \uc5bc\ub9c8\uc758 \uae08\ub9ac\uac00 \ub0b4\ub824\uac04\ub2e4\ub294 \uc218\uce58\ub97c \ub9cc\ub4e4 \uc218\ub294 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n

\uacb0\uacfc\ub97c \ubc1b\uc73c\uba74 \ubcc0\uacbd \uc870\uac74\uc744 \ub2e4\uc2dc \ub300\uc870\ud558\uc138\uc694<\/h2>\n

\uacb0\uacfc\ub97c \ud1b5\uc9c0\ubc1b\uc558\ub2e4\uba74 \uc218\uc6a9 \uc5ec\ubd80\uc640 \uc548\ub0b4\ub41c \uae08\ub9ac\u00b7\uc801\uc6a9 \uc2dc\uc810\u00b7\uc0c1\ud658 \uc608\uc0c1\uc561\uc744 \ud655\uc778\ud558\uc138\uc694. \uc694\uccad \uc811\uc218 \uc54c\ub9bc\uacfc \ucd5c\uc885 \uc2ec\uc0ac\uacb0\uacfc\ub97c \uad6c\ubd84\ud558\uace0, \uacb0\uacfc\uac00 \ubd88\uba85\ud655\ud558\uba74 \uce74\ub4dc\uc0ac\uc5d0 \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubcf8\ubb38\uc740 \uae30\uc874 \ub0a9\ubd80\uc561\uc774 \uc790\ub3d9\uc73c\ub85c \ubcc0\uacbd\ub410\ub2e4\uace0 \ubcf4\uc7a5\ud558\uac70\ub098 \uacfc\uac70 \uc774\uc790\uac00 \uc18c\uae09 \ud658\uae09\ub41c\ub2e4\uace0 \uc124\uba85\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c \ubcc0\uacbd \uc0ac\ud56d\uc740 \uac1c\ubcc4 \uacb0\uacfc \uc548\ub0b4\uc5d0 \ub530\ub985\ub2c8\ub2e4.<\/p>\n

\uc2ec\uc0ac \uc911\uc5d0\ub3c4 \uae30\uc874 \ub0a9\ubd80 \uc758\ubb34\ub97c \ud655\uc778\ud569\ub2c8\ub2e4<\/h2>\n

\uc2e0\uccad\ud588\ub2e4\ub294 \uc774\uc720\ub85c \uae30\uc874 \uc0c1\ud658\uc77c\uc774\ub098 \ub0a9\ubd80\uc561\uc744 \uc784\uc758\ub85c \ubc14\uafb8\uc9c0 \ub9c8\uc138\uc694. \uae30\uc874 \uacc4\uc57d\uacfc \uacb0\uacfc \uc548\ub0b4\uc5d0 \ub530\ub77c \ub0a9\ubd80 \uc0c1\ud0dc\ub97c \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. \uae08\ub9ac\uc778\ud558\uc694\uad6c\uad8c\uc740 \uae30\uc874 \ub300\ucd9c\uc758 \uae08\ub9ac \uc2ec\uc0ac \uc694\uccad\uc774\uba70 \ucd94\uac00 \ub300\ucd9c \uc2b9\uc778\uc774\ub098 \ud55c\ub3c4 \uc0c1\ud5a5\uacfc \ub2e4\ub978 \ubb38\uc81c\uc785\ub2c8\ub2e4. \uce74\ub4dc \uc77c\ubc18 \uc774\uc6a9\ud55c\ub3c4\uac00 \uad81\uae08\ud558\uba74 \uc2e0\uc6a9\uce74\ub4dc \ud55c\ub3c4 \uac10\uc561 \uc548\ub0b4<\/a>\uc640 \uad6c\ubd84\ud574\uc11c \ubcf4\uc138\uc694.<\/p>\n

\uc77c\uc2dc\ubd88\u00b7\ud560\ubd80\u00b7\ub9ac\ubcfc\ube59\uacfc \uc0c1\ud488\uba85\uc744 \uad6c\ubd84\ud558\uc138\uc694<\/h2>\n

\uba85\uc138\uc11c\uc5d0\uc11c \uc774\uc790\ub098 \uc218\uc218\ub8cc\uac00 \ubcf4\uc778\ub2e4\uace0 \ubaa8\ub450 \uce74\ub4dc\ub860\uc740 \uc544\ub2d9\ub2c8\ub2e4. \uc77c\ubc18 \ud560\ubd80 \ube44\uc6a9 \uad6c\uc870\ub294 \ubb34\uc774\uc790\u00b7\ubd80\ubd84\ubb34\uc774\uc790 \ucc28\uc774<\/a>\uc640 \ub2e4\ub974\uace0, \uc77c\ubd80\uacb0\uc81c\uae08\uc561\uc774\uc6d4\uc57d\uc815\uc740 \ub9ac\ubcfc\ube59 \uc548\ub0b4<\/a>\uc5d0\uc11c \uad6c\ubd84\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ubc88 \uae00\uc758 \uc81c23\uc870 \uce74\ub4dc\ub860 \uae30\uc900\uc744 \ub2e4\ub978 \uc0c1\ud488\uc5d0 \uadf8\ub300\ub85c \ubd99\uc774\uc9c0 \ub9d0\uace0 \ud574\ub2f9 \uacc4\uc57d\uacfc \uc57d\uad00\uc758 \uc801\uc6a9 \uc870\ud56d\uc744 \ud655\uc778\ud558\uc138\uc694.<\/p>\n

\uacf5\uc2dd \ucd9c\ucc98\uc640 \ud655\uc778\uc77c<\/h2>\n

\uc0bc\uc131\uce74\ub4dc \uac1c\uc778\ud68c\uc6d0\uc57d\uad00 \uc81c23\uc870<\/a>\uc758 2026\ub144 5\uc6d4 12\uc77c \uc2dc\ud589 \ud45c\uc2dc \ubc84\uc804\uc744 2026\ub144 10\uc6d4 25\uc77c \ud655\uc778\ud588\uc2b5\ub2c8\ub2e4. \ubcf8\uc778\uc758 \ub300\ucd9c\u00b7\uc2e0\uc6a9\uc815\ubcf4 \uc870\ud68c\ub098 \uae08\ub9ac\uc778\ud558 \uc2e0\uccad\uc740 \uc218\ud589\ud558\uc9c0 \uc54a\uc558\uc73c\uba70, \uac1c\uc778\ubcc4 \uc218\uc6a9 \uac00\ub2a5\uc131\u00b7\uc778\ud558 \ud3ed\u00b7\uc774\uc790 \uc808\uac10\uc561\uc744 \ucd94\uc815\ud558\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"

\uce74\ub4dc\ub860 \uae08\ub9ac\uc778\ud558\uc694\uad6c\uad8c\uc740 \uc2e0\uccad\uacfc \uc2b9\uc778\uc774 \ub2e4\ub985\ub2c8\ub2e4. \uc0bc\uc131\uce74\ub4dc \uc57d\uad00\uc744 \uae30\uc900\uc73c\ub85c \uc2e0\uc6a9\uc0c1\ud0dc \uac1c\uc120 \uc0ac\uc720\u00b7\uc99d\ube59\u00b710\uc601\uc5c5\uc77c \uc548\ub0b4\uc640 \ubcf4\uc644\uae30\uac04 \uc81c\uc678\ub97c \uc124\uba85\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":2022,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[22],"tags":[],"class_list":["post-2021","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-22"],"yoast_head":"\n\uce74\ub4dc\ub860 \uae08\ub9ac\uc778\ud558\uc694\uad6c\uad8c: \uc2e0\uccad \uc870\uac74\u00b7\uc11c\ub958\uc640 \uacb0\uacfc \ud655\uc778 \uc21c\uc11c | \uc720\ub2c8\uc628\uce74\ub4dc<\/title>\n<meta name=\"description\" content=\"\uce74\ub4dc\ub860 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