{"id":2050,"date":"2026-10-26T21:56:05","date_gmt":"2026-10-26T12:56:05","guid":{"rendered":"https:\/\/unionize.kr\/?p=2050"},"modified":"2026-10-26T21:56:05","modified_gmt":"2026-10-26T12:56:05","slug":"lump-sum-installment-conversion-check","status":"publish","type":"post","link":"https:\/\/unionize.kr\/?p=2050","title":{"rendered":"\uc77c\uc2dc\ubd88 \uacb0\uc81c \ud6c4 \ud560\ubd80 \uc804\ud658: \ubd84\ud560\ub0a9\ubd80 \uc218\uc218\ub8cc\u00b7\ucde8\uc18c \uc870\uac74"},"content":{"rendered":"

\uc774\ubbf8 \uc77c\uc2dc\ubd88\ub85c \uacb0\uc81c\ud55c \uac70\ub798\ub97c \ub098\ub220 \ub0b4\uace0 \uc2f6\ub2e4\uba74 \uce74\ub4dc\uc0ac\uc758 \ubd84\ud560\ub0a9\ubd80 \uc870\uac74\uc744 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. \uad6c\ub9e4\ud560 \ub54c \uc120\ud0dd\ud55c \ubb34\uc774\uc790\ud560\ubd80\uc640 \uc790\ub3d9\uc73c\ub85c \uac19\uc740 \uc870\uac74\uc774 \ub418\uc9c0 \uc54a\uc73c\uba70, \uc804\ud658 \uac00\ub2a5\ud55c \uac70\ub798\u00b7\uc2e0\uccad \ub9c8\uac10\u00b7\uc801\uc6a9 \uc218\uc218\ub8cc\uac00 \uce74\ub4dc\uc0ac\uc640 \ubc1c\uae09 \uc740\ud589\uc5d0 \ub530\ub77c \ub2e4\ub985\ub2c8\ub2e4. \uacb0\uc81c\uae08\uc561\ub9cc \ub098\ub220 \ubcf4\uace0 \ube44\uc6a9\uc774 \uc904\uc5c8\ub2e4\uace0 \ud310\ub2e8\ud558\uc9c0 \ub9c8\uc138\uc694.<\/p>\n

\uad6c\ub9e4 \uc2dc \ud560\ubd80\uc640 \uc0ac\ud6c4 \uc804\ud658\uc744 \uad6c\ubd84\ud558\uc138\uc694<\/h2>\n

\uad6c\ub9e4 \ub2f9\uc2dc \uac00\ub9f9\uc810\uc5d0\uc11c \ud560\ubd80 \uac1c\uc6d4 \uc218\ub97c \uc120\ud0dd\ud558\ub294 \uac83\uacfc \ub098\uc911\uc5d0 \uce74\ub4dc\uc0ac\uc5d0 \uc77c\uc2dc\ubd88 \ubd84\ud560\ub0a9\ubd80\ub97c \uc2e0\uccad\ud558\ub294 \uac83\uc740 \uc808\ucc28\uac00 \ub2e4\ub985\ub2c8\ub2e4. \uc77c\uc2dc\ubd88\ub85c \uc2b9\uc778\ub410\ub2e4\ub294 \uc774\uc720\ub85c \ud310\ub9e4\uc810\uc758 \ubb34\uc774\uc790 \ud589\uc0ac \uc870\uac74\uc774 \uc804\ud658 \ud6c4\uc5d0\ub3c4 \uc801\uc6a9\ub41c\ub2e4\uace0 \ubcfc \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \ud574\ub2f9 \uac70\ub798\ub97c \uc120\ud0dd\ud55c \uc2e4\uc81c \uc2e0\uccad \ud654\uba74\uc5d0\uc11c \uc801\uc6a9 \uac1c\uc6d4 \uc218\u00b7\uccab \uccad\uad6c\uc77c\u00b7\uc218\uc218\ub8cc\ub97c \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. \ubb34\uc774\uc790\ud560\ubd80\uc640 \ubd80\ubd84\ubb34\uc774\uc790 \ucc28\uc774<\/a>\ub294 \uad6c\ub9e4 \ub54c \ud560\ubd80 \uc870\uac74\uc744 \ube44\uad50\ud560 \ub54c \ucc38\uace0\ud558\uc138\uc694.<\/p>\n

BC \uc548\ub0b4\uc758 \uc801\uc6a9 \ubc94\uc704\ub97c \uba3c\uc800 \ud655\uc778\ud569\ub2c8\ub2e4<\/h2>\n

\ud655\uc778\ud55c BC \ubd84\ud560\ub0a9\ubd80 \uc548\ub0b4\ub294 \uad6d\ub0b4 \uac70\ub798 \ub300\uc0c1 \ubc1c\uae09 \uc740\ud589\uc73c\ub85c SC\uc81c\uc77c\uc740\ud589\u00b7iM\ubc45\ud06c\u00b7BNK\ubd80\uc0b0\uc740\ud589\u00b7BNK\uacbd\ub0a8\uc740\ud589\uc744 \uc801\uace0 \uc788\uc73c\uba70, \uac74\ubcc4 5\ub9cc\uc6d0 \uc774\uc0c1 \uc77c\uc2dc\ubd88\uc744 \ub300\uc0c1\uc73c\ub85c \ud569\ub2c8\ub2e4. \uc5ec\ub7ec \uc18c\uc561 \uac70\ub798\ub97c \ud569\uccd0 5\ub9cc\uc6d0\uc73c\ub85c \ub9cc\ub4dc\ub294 \uae30\uc900\uc774 \uc544\ub2d9\ub2c8\ub2e4. BC\ubc14\ub85c\uce74\ub4dc\ub294 \ubcc4\ub3c4 \ud398\uc774\ubd81 \uacbd\ub85c\ub97c \uc548\ub0b4\ud569\ub2c8\ub2e4. \ubaa8\ub4e0 BC \ub85c\uace0 \uce74\ub4dc\ub098 \ub2e4\ub978 \uce74\ub4dc\uc0ac\uc5d0 \uc774 \uc740\ud589 \ubaa9\ub85d\uacfc \uae08\uc561 \uae30\uc900\uc744 \uadf8\ub300\ub85c \uc801\uc6a9\ud558\uc9c0 \ub9c8\uc138\uc694. BC\uce74\ub4dc \ubd84\ud560\ub0a9\ubd80 \ub300\uc0c1\u00b7\uc870\uac74 \uc6d0\ubb38<\/a><\/p>\n

\uc2e0\uccad \ub9c8\uac10\uacfc \ucc98\ub9ac \uc0c1\ud0dc\ub97c \ud568\uaed8 \ud655\uc778\ud558\uc138\uc694<\/h2>\n

\uc774 BC \uc548\ub0b4\uc758 \uc2e0\uccad \ub9c8\uac10\uc740 \uacb0\uc81c\uc77c 5\uc601\uc5c5\uc77c \uc804 \uc624\ud6c4 5\uc2dc\uc785\ub2c8\ub2e4. \uc774\ubbf8 \ub0a9\ubd80\ud588\uac70\ub098 \ubd80\ubd84 \ucde8\uc18c\ud55c \uac70\ub798 \ub4f1\uc740 \uc81c\ud55c\ub418\uba70, \uc5f0\uccb4 \ub4f1\uc73c\ub85c \uc870\ud68c\ub418\uc9c0 \uc54a\ub294 \uac70\ub798\ub3c4 \uc788\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\ub978 \ubc1c\uae09 \uc740\ud589\u00b7\uce74\ub4dc\uc0ac\ub294 \ud574\ub2f9 \ucc44\ub110\uc5d0\uc11c \uac00\ub2a5 \uc5ec\ubd80\ub97c \ud655\uc778\ud558\uc138\uc694. \uc870\ud68c \ud654\uba74\uc5d0 \uac70\ub798\uac00 \ubcf4\uc774\ub294 \uac83, \uc2e0\uccad\uc744 \uc811\uc218\ud55c \uac83, \uc2e4\uc81c \ubd84\ud560 \uccad\uad6c\uac00 \ubc18\uc601\ub41c \uac83\uc740 \uac01\uac01 \ub2e4\ub978 \uc0c1\ud0dc\uc785\ub2c8\ub2e4. \uc644\ub8cc \ub0b4\uc5ed\uacfc \ub2e4\uc74c \uba85\uc138\uc11c\ub97c \ub300\uc870\ud558\uc138\uc694.<\/p>\n

\uc6d4 \ub0a9\ubd80\uc561\uacfc \ucd1d\uc218\uc218\ub8cc\ub97c \ub098\ub780\ud788 \ube44\uad50\ud569\ub2c8\ub2e4<\/h2>\n

\uc2e0\uccad \uc804\uc5d0\ub294 \uc6d0\uae08, \uac1c\uc6d4 \uc218, \uc801\uc6a9 \uc218\uc218\ub8cc\uc728, \ud68c\ucc28\ubcc4 \ub0a9\ubd80\uc561, \ucd1d\uc218\uc218\ub8cc\uc640 \uccab \uccad\uad6c\uc77c\uc744 \ud55c \ud654\uba74\uc5d0\uc11c \ud655\uc778\ud558\ub294 \ud3b8\uc774 \uc88b\uc2b5\ub2c8\ub2e4. BC\ub294 \ubc1c\uae09 \uc740\ud589\uc758 \ud560\ubd80 \uc218\uc218\ub8cc\uc728\uc744 \uc801\uc6a9\ud55c\ub2e4\uace0 \uc548\ub0b4\ud569\ub2c8\ub2e4. \uc0bc\uc131\uce74\ub4dc\uc758 \uc77c\uc2dc\ubd88 \ubd84\ud560\ub0a9\ubd80 \uc548\ub0b4\uc5d0\ub294 7\uac1c\uc6d4 \uc120\ud0dd \uc2dc 4~7\ud68c\ucc28, 11\uac1c\uc6d4 \uc120\ud0dd \uc2dc 6~11\ud68c\ucc28 \uc218\uc218\ub8cc \ubd80\ubd84 \uba74\uc81c\uac00 \ud45c\uc2dc\ub429\ub2c8\ub2e4. \uc77c\ubd80 \ud68c\ucc28 \uba74\uc81c\ub97c \uc804\uccb4 \uae30\uac04 \ubb34\uc774\uc790\ub85c \uc774\ud574\ud558\uba74 \uc548 \ub418\uba70 \uc2e4\uc81c \ubcf8\uc778 \uc870\uac74\uc744 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. \uc0bc\uc131\uce74\ub4dc \uc77c\uc2dc\ubd88 \ubd84\ud560\ub0a9\ubd80 \uc548\ub0b4<\/a><\/p>\n

\uacb0\uc81c \ucde8\uc18c\uc640 \uc804\ud658 \ucde8\uc18c\ub294 \ubcc4\uac1c\uc785\ub2c8\ub2e4<\/h2>\n

BC \uc548\ub0b4\ub294 \uc2e0\uccad \ucde8\uc18c\ub97c \uc2e0\uccad \ub2f9\uc77c\uc5d0\ub9cc \ud5c8\uc6a9\ud55c\ub2e4\uace0 \uc124\uba85\ud569\ub2c8\ub2e4. \ubb3c\uac74\uc744 \ubc18\ud488\ud574 \uc6d0\ub798 \uac70\ub798\uac00 \ucde8\uc18c\ub418\ub294 \uac83\uacfc \ubd84\ud560\ub0a9\ubd80 \uc2e0\uccad \uc790\uccb4\ub97c \ucde8\uc18c\ud558\ub294 \uac83\uc744 \ud63c\ub3d9\ud558\uc9c0 \ub9c8\uc138\uc694. \ud2b9\ud788 \uc804\ud658 \ub4a4 \uad6c\ub9e4 \ucde8\uc18c\uac00 \ubc1c\uc0dd\ud558\uba74 \uc6d0\ub798 \uc77c\uc2dc\ubd88 \uc6d0\uae08\uc774 \ud658\uae09\ub418\ub354\ub77c\ub3c4 \uc794\uc5ec \ubd84\ud560\uae08\uacfc \uc218\uc218\ub8cc \uccad\uad6c\uac00 \uc774\uc5b4\uc9c8 \uc218 \uc788\ub2e4\uace0 \uc548\ub0b4\ud569\ub2c8\ub2e4. \uc774\ubbf8 \ub0b8 \uc218\uc218\ub8cc\uac00 \uc790\ub3d9\uc73c\ub85c \uc804\uc561 \ub3cc\uc544\uc628\ub2e4\uace0 \uac00\uc815\ud558\uc9c0 \ub9d0\uace0, \ub0a8\uc740 \ubd84\ud560 \uc6d0\uae08\uc758 \uc120\uacb0\uc81c\uc640 \ud5a5\ud6c4 \uc218\uc218\ub8cc \ucc98\ub9ac\ub97c \ubc1c\uae09\uc0ac\uc5d0 \ud655\uc778\ud558\uc138\uc694.<\/p>\n

\ud56d\ubcc0\uad8c\uacfc \ub9ac\ubcfc\ube59\uc744 \uac19\uc740 \ubc29\uc2dd\uc73c\ub85c \ubcf4\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4<\/h2>\n

BC\ub294 \uc77c\uc2dc\ubd88\uc744 \ubd84\ud560\ub0a9\ubd80\ub85c \ubc14\uafbc \uac70\ub798\uc5d0 \ud560\ubd80\uac70\ub798\ubc95\uc0c1 \ud560\ubd80\ud56d\ubcc0\uad8c\uc774 \uc801\uc6a9\ub418\uc9c0 \uc54a\ub294\ub2e4\uace0 \uba85\uc2dc\ud569\ub2c8\ub2e4. \ucc98\uc74c\ubd80\ud130 \ud560\ubd80\ub85c \uc0b0 \uac70\ub798\uc758 \uc870\uac74\uc744 \uc0ac\ud6c4 \uc804\ud658 \uac70\ub798\uc5d0 \uadf8\ub300\ub85c \uc62e\uae30\uba74 \uc548 \ub429\ub2c8\ub2e4. \ub9ac\ubcfc\ube59 \uc5ed\uc2dc \ubcc4\ub3c4 \uc57d\uc815\uc774\ubbc0\ub85c \ubd84\ud560\ub0a9\ubd80\uc640 \uc774\ub984\ub9cc \ubcf4\uace0 \uac19\uc740 \uc11c\ube44\uc2a4\ub85c \uc120\ud0dd\ud558\uc9c0 \ub9c8\uc138\uc694. \ud560\ubd80 \ucca0\ud68c\uad8c\u00b7\ud56d\ubcc0\uad8c<\/a>\uc640 \ub9ac\ubcfc\ube59 \uc57d\uc815 \ud655\uc778\ubc95<\/a>\uc5d0\uc11c \uac01\uac01\uc758 \uc801\uc6a9 \ubc94\uc704\ub97c \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc2e0\uccad \uc804 \ub9c8\uc9c0\ub9c9 \ud655\uc778 \uc21c\uc11c<\/h2>\n

\ubc1c\uae09\uc0ac\u00b7\ub300\uc0c1 \uac70\ub798 \ud655\uc778 \u2192 \uc2e0\uccad \ub9c8\uac10 \ud655\uc778 \u2192 \uc2e4\uc81c \uc218\uc218\ub8cc\u00b7\ucd1d\ube44\uc6a9 \ud655\uc778 \u2192 \ucde8\uc18c\u00b7\uc120\uacb0\uc81c \uc870\uac74 \ud655\uc778 \u2192 \uc644\ub8cc \ub0b4\uc5ed \ubcf4\uc874 \uc21c\uc11c\ub85c \ub300\uc870\ud558\uc138\uc694. \ub098\ub220 \ub0b8 \ub4a4\uc5d0\ub3c4 \ub2e4\uc74c \ub2ec \uace0\uc815 \uc9c0\ucd9c\uacfc \uacb9\uccd0 \ub0a9\ubd80\uac00 \uc5b4\ub824\uc6cc\uc9c0\ub294\uc9c0 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774 \uae00\uc740 \ud2b9\uc815 \ub300\ucd9c\uc774\ub098 \uc804\ud658\uc744 \uad8c\uc720\ud558\ub294 \ub0b4\uc6a9\uc774 \uc544\ub2c8\uba70, \ud68c\uc6d0\ubcc4 \uae08\ub9ac\u00b7\uac1c\uc778 \uac70\ub798 \ucc98\ub9ac \uacb0\uacfc\ub97c \ub300\uc2e0 \ud310\ub2e8\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n

\uacf5\uc2dd \ucd9c\ucc98\u00b7\ud655\uc778\uc77c<\/h2>\n

BC\uce74\ub4dc \ubd84\ud560\ub0a9\ubd80 \uc548\ub0b4<\/a>\uc640 \uc0bc\uc131\uce74\ub4dc \uc77c\uc2dc\ubd88 \ubd84\ud560\ub0a9\ubd80 \uc11c\ube44\uc2a4<\/a>\ub97c 2026\ub144 10\uc6d4 26\uc77c \ud655\uc778\ud588\uc2b5\ub2c8\ub2e4. \ube44\ub85c\uadf8\uc778 \uacc4\uc0b0 \ud654\uba74\uc758 0\uc6d0\u00b70% \ucd08\uae30 \ud45c\uc2dc\ub294 \uc2e4\uc81c \ud68c\uc6d0 \uc218\uc218\ub8cc\ub85c \uc0ac\uc6a9\ud558\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \uc740\ud589\u00b7\uce74\ub4dc\uc0ac\ubcc4 \uc870\uac74\uc774 \ub2e4\ub974\ubbc0\ub85c \ubcf8\uc778 \uc2e0\uccad \ud654\uba74\uc758 \ucd5c\uc885 \uc548\ub0b4\ub97c \uc6b0\uc120\ud558\uc138\uc694.<\/p>\n","protected":false},"excerpt":{"rendered":"

\uc77c\uc2dc\ubd88\uc744 \ub098\uc911\uc5d0 \ud560\ubd80\ub85c \ubc14\uafb8\ub294 \ubd84\ud560\ub0a9\ubd80\uc758 \uc218\uc218\ub8cc\u00b7\uc2e0\uccad\uae30\ud55c\u00b7\ucde8\uc18c \ud6c4 \uc794\uc5ec\uae08 \ucc98\ub9ac\ub97c \uc124\uba85\ud569\ub2c8\ub2e4. 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