{"id":2135,"date":"2026-10-30T06:56:15","date_gmt":"2026-10-29T21:56:15","guid":{"rendered":"https:\/\/unionize.kr\/?p=2135"},"modified":"2026-10-30T06:56:15","modified_gmt":"2026-10-29T21:56:15","slug":"save-auto-points-repayment-balance","status":"publish","type":"post","link":"https:\/\/unionize.kr\/?p=2135","title":{"rendered":"\uc138\uc774\ube0c\uc624\ud1a0\ub294 \ud560\uc778\uc77c\uae4c? \uc120\ud3ec\uc778\ud2b8 \uc0c1\ud658\uacfc \ub9cc\uae30 \uc794\uc561 \ud655\uc778\ubc95"},"content":{"rendered":"

\ucc28\ub97c \uc0b4 \ub54c \uc138\uc774\ube0c\uc624\ud1a0\ub85c \uc218\uc2ed\ub9cc\uc6d0 \ud61c\ud0dd\uc744 \ubc1b\ub294\ub2e4\ub294 \uc124\uba85\uc744 \ub4e4\uc5c8\ub2e4\uba74, \uc774\ubbf8 \uac00\uc9c4 \ud3ec\uc778\ud2b8\ub97c \uc4f0\ub294 \uac83\uc778\uc9c0 \uc55e\uc73c\ub85c \uac1a\uc744 \ud3ec\uc778\ud2b8\ub97c \uba3c\uc800 \ubc1b\ub294 \uac83\uc778\uc9c0 \ub098\ub220 \ubcf4\uc138\uc694. \ud604\ub300\uce74\ub4dc\uc758 \uc138\uc774\ube0c-\uc624\ud1a0(M\ud3ec\uc778\ud2b8 \uc0c1\ud658)\ub294 \ucc28\ub7c9 \uad6c\ub9e4 \ub54c \uc120\ud3ec\uc778\ud2b8\ub97c \ubc1b\uace0 \uc774\ud6c4 \uc801\ub9bd\ub418\ub294 \ud3ec\uc778\ud2b8\ub85c \uc0c1\ud658\ud558\ub294 \ud504\ub85c\uadf8\ub7a8\uc785\ub2c8\ub2e4. \ucc98\uc74c \uc904\uc5b4\ub4e0 \uacb0\uc81c\uc561 \uc804\ubd80\ub97c \uc0c1\ud658 \uc5c6\ub294 \ud560\uc778\uc73c\ub85c \uc0dd\uac01\ud558\uba74 \uc548 \ub429\ub2c8\ub2e4.<\/p>\n

\uae30\uc874 \ud3ec\uc778\ud2b8 \uc0ac\uc6a9\uacfc \uc120\ud3ec\uc778\ud2b8\ub294 \ub2e4\ub985\ub2c8\ub2e4<\/h2>\n

\uacf5\uc2dd \ud398\uc774\uc9c0\ub294 \ubcf4\uc720 M\ud3ec\uc778\ud2b8 \uc0ac\uc6a9\uacfc \uc55e\uc73c\ub85c \uc0c1\ud658\ud560 \uc138\uc774\ube0c-\uc624\ud1a0 \uae08\uc561\uc744 \uad6c\ubd84\ud55c \uc608\uc2dc\ub97c \ubcf4\uc5ec \uc90d\ub2c8\ub2e4. \uc774\ubbf8 \uc801\ub9bd\ud55c \ud3ec\uc778\ud2b8\ub97c \uc0ac\uc6a9\ud558\ub294 \uac83\uacfc \uc0c8\ub85c \uc120\uc9c0\uae09\ubc1b\uc544 \uc0c1\ud658 \uc794\uc561\uc774 \uc0dd\uae30\ub294 \uac83\uc740 \uc11c\ub85c \ub2e4\ub978 \uad6c\uc870\uc785\ub2c8\ub2e4. \uacac\uc801\uc11c\uc5d0 \ub450 \ud56d\ubaa9\uc774 \ud569\uccd0\uc838 \uc788\ub2e4\uba74 \ubcf4\uc720 \ud3ec\uc778\ud2b8 \ucc28\uac10\uc561\u00b7\uc120\ud3ec\uc778\ud2b8 \uc2e0\uccad\uc561\u00b7\uc774\ud6c4 \uc0c1\ud658 \uc758\ubb34\ub97c \uac01\uac01 \ud45c\uc2dc\ud574 \ub2ec\ub77c\uace0 \uc694\uccad\ud558\uc138\uc694.<\/p>\n

\uae08\uc561\u00b7\uc0c1\ud658 \ubc29\uc2dd\uc758 \ud575\uc2ec<\/h2>\n

\ud604\uc7ac \uacf5\uc2dd \uc548\ub0b4\ub294 \ucc28\uc885\ubcc4\ub85c 20\ub9cc\u00b730\ub9cc\u00b750\ub9cc\uc6d0 \uc911 \uc774\uc6a9\uae08\uc561\uc744 \uc120\ud0dd\ud558\uace0, \ub300\uc0c1 \uce74\ub4dc\uc758 \uc77c\uc2dc\ubd88\u00b7\uc720\uc774\uc790\ud560\ubd80 \uc774\uc6a9\uc5d0 \ub530\ub77c \uc77c\uad04 1.5% \uc801\ub9bd\ub418\ub294 M\ud3ec\uc778\ud2b8\ub85c \uc0c1\ud658\ud558\ub294 \uad6c\uc870\ub97c \uc124\uba85\ud569\ub2c8\ub2e4. \ud655\uc778\ud55c \uc11c\ube44\uc2a4\ub294 \ube14\ub8e8 \uc138\uc774\ube0c-\uc624\ud1a0\uc640 \ubcc4\ub3c4 \uc0c1\ud488\uc73c\ub85c \ub3d9\uc2dc \uc774\uc6a9\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \ucc28\ub7c9\uacfc \uce74\ub4dc\uc5d0 \ub530\ub77c \uc870\uac74\uc774 \ub2e4\ub974\ubbc0\ub85c \uac19\uc740 \uc138\uc774\ube0c\ub77c\ub294 \uc774\ub984\ub9cc\uc73c\ub85c \ub2e4\ub978 \ud3ec\uc778\ud2b8 \uc5f0\uacc4 \ud560\ubd80\uc758 \uc774\uc790\u00b7\uae30\uac04\uc744 \uac00\uc838\uc624\uc9c0 \ub9c8\uc138\uc694.<\/p>\n

\uc0c1\ud658 \uacc4\ud68d\uc5d0 \uc801\uc744 \ud56d\ubaa9<\/h2>\n
\n\n\n\n\n\n\n\n\n\n
\ud56d\ubaa9<\/th>\n\ud655\uc778\ud560 \ub0b4\uc6a9<\/th>\n<\/tr>\n<\/thead>\n
\uc774\ubbf8 \uac00\uc9c4 M\ud3ec\uc778\ud2b8<\/td>\n\ucc28\ub7c9 \uad6c\ub9e4\uc5d0 \uc2e4\uc81c \uc0ac\uc6a9\ud560 \ud3ec\uc778\ud2b8\uc640 \ucc28\uac10 \ud6c4 \uc794\uc561<\/td>\n<\/tr>\n
\uc120\ud3ec\uc778\ud2b8 \uc774\uc6a9\uc561<\/td>\n\uc55e\uc73c\ub85c \uc0c1\ud658\ud560 \uae08\uc561\u00b7\uacc4\uc57d\uc0c1 \ub9cc\uae30<\/td>\n<\/tr>\n
\ucc28\ub7c9 \uacb0\uc81c \uc801\ub9bd<\/td>\n\uc2e4\uc81c \uc801\ub9bd \ud3ec\uc778\ud2b8\uc640 \uc989\uc2dc \uc0c1\ud658 \uac00\ub2a5 \uc0c1\ud55c<\/td>\n<\/tr>\n
\uc0dd\ud65c\ube44 \uc801\ub9bd<\/td>\n\uc0c1\ud658 \ub300\uc0c1 \uc18c\ube44\u00b7\uc81c\uc678 \uac70\ub798\u00b7\uc608\uc0c1 \uc801\ub9bd\uc561<\/td>\n<\/tr>\n
\ub9cc\uae30 \uc794\uc561<\/td>\n\ub0a8\uc740 \uae08\uc561\uacfc \uc77c\uc2dc \uccad\uad6c\u00b7\ud604\uae08 \ub0a9\ubd80 \uc548\ub0b4<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

\ucc28\ub7c9 \ub300\uae08 \uc801\ub9bd\ubd84\ub3c4 \uc804\ubd80 \uc989\uc2dc \uc0c1\ud658\ub418\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4<\/h2>\n

\ud604\ub300\uce74\ub4dc \ud604\uc7ac \uc774\uc6a9 \uc608\uc2dc\ub294 \ucc28\ub7c9 \uacb0\uc81c\uae08\uc561\uc5d0 \uc801\ub9bd\ub41c M\ud3ec\uc778\ud2b8 \uc911 \uc138\uc774\ube0c-\uc624\ud1a0 \uc0c1\ud658\uc5d0 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \ucd5c\ub300\uc561\uc744 \uc120\ud3ec\uc778\ud2b8 \uc774\uc6a9\uae08\uc561\uc758 50% \ub610\ub294 10\ub9cc\uc6d0 \uc911 \ud070 \uae08\uc561\uc73c\ub85c \uc548\ub0b4\ud569\ub2c8\ub2e4. \ucd08\uacfc \uc801\ub9bd \ud3ec\uc778\ud2b8\ub294 \uc77c\ubc18 \uc0ac\uc6a9\ucc98\uc5d0\uc11c \uc4f8 \uc218 \uc788\ub2e4\uace0 \uad6c\ubd84\ud569\ub2c8\ub2e4. \ucc28\ub7c9 \uacb0\uc81c \ud3ec\uc778\ud2b8\uac00 \ub9ce\uc774 \uc0dd\uae34\ub2e4\ub294 \uc124\uba85\ub9cc\uc73c\ub85c \uc120\ud3ec\uc778\ud2b8 \uc794\uc561\uc774 \ubc14\ub85c \ubaa8\ub450 \uc5c6\uc5b4\uc84c\ub2e4\uace0 \ud310\ub2e8\ud558\uc9c0 \ub9c8\uc138\uc694.<\/p>\n

\uac04\ub2e8\ud55c \uac00\uc0c1 \uc0c1\ud658 \uacc4\uc0b0<\/h2>\n

\ub9cc\uc57d \uc0c1\ud658\uc5d0 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \uc794\uc561\uc774 10\ub9cc\uc6d0\uc774\uace0, \uc0c1\ud658 \ub300\uc0c1 \uc18c\ube44\uc5d0 1.5%\uac00 \uc801\ub9bd\ub41c\ub2e4\ub294 \uc870\uac74\ub9cc \uac00\uc815\ud558\uba74 \ud544\uc694\ud55c \uc18c\ube44 \ucd1d\uc561\uc740 \uc57d 666\ub9cc7\ucc9c\uc6d0\uc785\ub2c8\ub2e4. 10\ub9cc\uc6d0\uc744 0.015\ub85c \ub098\ub208 \ub2e8\uc21c \uacc4\uc0b0\uc774\uba70 \uc81c\uc678 \uac70\ub798\u00b7\ucc28\ub7c9 \uc801\ub9bd\u00b7\uae30\uc874 \ud3ec\uc778\ud2b8\u00b7\uc2e4\uc81c \ub9cc\uae30\ub294 \ubc18\uc601\ud558\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \ud544\uc694\ud55c \uc18c\ube44\ub97c \uc0c8\ub85c \ub9cc\ub4e4\ub77c\ub294 \ub73b\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uc6d0\ub798 \uc9c0\ucd9c\ub85c \uc608\uc0c1\ub418\ub294 \ud3ec\uc778\ud2b8\uc640 \ub9cc\uae30 \ud604\uae08 \ubd80\ub2f4\uc744 \ube44\uad50\ud558\ub294 \ub370 \uc4f0\ub294 \uc608\uc2dc\uc785\ub2c8\ub2e4.<\/p>\n

\ub9cc\uae30 \ubbf8\uc0c1\ud658 \uae08\uc561\uc740 \uc0ac\ub77c\uc9c0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4<\/h2>\n

\ud604\ub300\uce74\ub4dc \ud604\uc7ac \uc774\uc6a9 \uc608\uc2dc\ub294 \ub9cc\uae30\uae4c\uc9c0 \ud3ec\uc778\ud2b8\ub85c \uc0c1\ud658\ub418\uc9c0 \uc54a\uc740 \uc794\uc5ec \uc6d0\uae08\uc774 \uc77c\uc2dc \uccad\uad6c\ub41c\ub2e4\uace0 \uc548\ub0b4\ud569\ub2c8\ub2e4. \ubcc4\ub3c4 \uc138\uc774\ube0c-\uc624\ud1a0 \uc0c1\ud658 \uc548\ub0b4\uc5d0\ub294 \ub9cc\uae30 \uc794\uc561\uc744 \ub2e4\uc74c \ub2ec \uce74\ub4dc\ub300\uae08\uc5d0 \ud569\uc0b0\ud558\uc5ec \ud604\uae08 \ub0a9\ubd80\ud55c\ub2e4\uace0 \uc124\uba85\ud569\ub2c8\ub2e4. \uacc4\uc57d\uc11c\uc758 \ubcf8\uc778 \ub9cc\uae30\u00b7\uc0c1\ud658 \ub0b4\uc5ed\u00b7\ub2e4\uc74c \uccad\uad6c\ub97c \ud655\uc778\ud558\uc138\uc694. \uce74\ub4dc\ub97c \ub35c \uc37c\ub2e4\uace0 \uc794\uc561\uc774 \uc790\ub3d9 \uba74\uc81c\ub418\uac70\ub098 \uac19\uc740 \uae30\ud55c\ub9cc\ud07c \ub298\uc5b4\ub09c\ub2e4\uace0 \uac00\uc815\ud558\uba74 \uc548 \ub429\ub2c8\ub2e4.<\/p>\n

\uac00\uc871 \ud569\uc0b0\uacfc \uae30\uc874 \ud3ec\uc778\ud2b8 \uc0ac\uc6a9\uc744 \ud655\uc778\ud558\uc138\uc694<\/h2>\n

\uacf5\uc2dd \ud398\uc774\uc9c0\ub294 \uac00\uc871 \ud569\uc0b0\uc744 \ubcc4\ub3c4 \ud56d\ubaa9\uc73c\ub85c \uc548\ub0b4\ud558\uba70, \uc120\ud3ec\uc778\ud2b8 \uc774\uc6a9 \uc804 \ubcf4\uc720 M\ud3ec\uc778\ud2b8\uac00 \uc788\uc73c\uba74 \ucd5c\ucd08 \uc0c1\ud658\uc5d0 \uc790\ub3d9 \uc0ac\uc6a9\ub420 \uc218 \uc788\ub2e4\uace0 \uc124\uba85\ud569\ub2c8\ub2e4. \uc138\uc774\ube0c-\uc624\ud1a0 \uc0c1\ud658\uc5d0 \uc0ac\uc6a9\ud55c M\ud3ec\uc778\ud2b8\ub294 \ucd94\ud6c4 \ucde8\uc18c \ubd88\uac00\ud558\ub2e4\ub294 \uc548\ub0b4\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\ub978 \uacf3\uc5d0 \uc4f8 \ud3ec\uc778\ud2b8\ub97c \uadf8\ub300\ub85c \ub0a8\uae38 \uc218 \uc788\uc744\uc9c0, \uac00\uc871 \ud569\uc0b0\uc774 \uc2e0\uccad\ub41c \uc0c1\ud0dc\uc778\uc9c0 \ubcf8\uc778 \uacc4\uc57d \uae30\uc900\uc73c\ub85c \ud655\uc778\ud558\uc138\uc694. \uce74\ub4dc \ud574\uc9c0\u00b7\ud0c8\ud68c\ub098 \uad50\uccb4\ub97c \uacc4\ud68d\ud55c\ub2e4\uba74 \uc120\ud3ec\uc778\ud2b8 \uc794\uc561 \ucc98\ub9ac\ub3c4 \uba3c\uc800 \ubb38\uc758\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

\uacf5\uc2dd \ucd9c\ucc98\u00b7\ud655\uc778\uc77c<\/h2>\n

\ud604\ub300\uce74\ub4dc \uc138\uc774\ube0c-\uc624\ud1a0(M\ud3ec\uc778\ud2b8 \uc0c1\ud658) \uc774\uc6a9 \uc548\ub0b4\u00b7\uc774\uc6a9 \uc608\uc2dc\u00b7\uac00\uc871 \ud569\uc0b0<\/a>\uc640 \ud604\ub300\uce74\ub4dc \uc138\uc774\ube0c-\uc624\ud1a0 \uc0c1\ud658 \uc548\ub0b4<\/a>\ub97c 2026\ub144 10\uc6d4 30\uc77c \ud655\uc778\ud588\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c \ub300\uc0c1 \ucc28\uc885\u00b7\uce74\ub4dc\u00b7\uc2e0\uaddc \uacc4\uc57d \uc870\uac74\uc740 \uc2e0\uccad \uc2dc \uc6d0\ubb38\uacfc \uc57d\uc815\uc11c\ub97c \ud655\uc778\ud558\uc138\uc694. \uce74\ub4dc\ud3ec\uc778\ud2b8 \uc870\ud68c\u00b7\ud604\uae08\ud654<\/a>\uc640 \uce74\ub4dc \ud574\uc9c0\u00b7\ud0c8\ud68c<\/a>\ub3c4 \ubaa9\uc801\ubcc4\ub85c \uad6c\ubd84\ud574 \uc77d\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ucc28\ub7c9\u00b7\uce74\ub4dc\u00b7\uc11c\ube44\uc2a4 \uc2e0\uccad\uc774\ub098 \uacb0\uc81c\ub294 \uc218\ud589\ud558\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"

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