{"id":2151,"date":"2026-11-03T00:39:09","date_gmt":"2026-11-02T15:39:09","guid":{"rendered":"https:\/\/unionize.kr\/?p=2151"},"modified":"2026-11-03T00:39:09","modified_gmt":"2026-11-02T15:39:09","slug":"overseas-atm-credit-cash-advance-vs-deposit","status":"publish","type":"post","link":"https:\/\/unionize.kr\/?p=2151","title":{"rendered":"\ud574\uc678 ATM \uc2e0\uc6a9\uce74\ub4dc \uc778\ucd9c: \ud604\uae08\uc11c\ube44\uc2a4\uc640 \uc678\ud654\uc608\uae08 \ucd9c\uae08 \uad6c\ubd84\ubc95"},"content":{"rendered":"

\ud574\uc678 ATM\uc5d0 \uc2e0\uc6a9\uce74\ub4dc\ub97c \ub123\uc73c\uba74 \ud55c\uad6d \ud1b5\uc7a5 \uc794\uc561\uc774 \ucd9c\uae08\ub420\uae4c\uc694? \uce74\ub4dc\uc640 \uc11c\ube44\uc2a4\uc5d0 \ub530\ub77c \ub2e4\ub985\ub2c8\ub2e4. KB\uad6d\ubbfc\uce74\ub4dc\ub294 \uac1c\uc778 \uc2e0\uc6a9\uce74\ub4dc\uc758 \ud574\uc678 ATM \uc774\uc6a9\uc744 \ub2e8\uae30\uce74\ub4dc\ub300\ucd9c\ub85c \uc548\ub0b4\ud558\uace0, \uc2e0\ud55c SOL\ud2b8\ub798\ube14 \uc2e0\uc6a9\uc740 \uc5f0\uacb0 \uc678\ud654\uc608\uae08 \uc794\uc561 \uc778\ucd9c \uae30\ub2a5\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \u201c\uc2e0\uc6a9\uce74\ub4dc\ub2c8\uae4c \ubaa8\ub450 \ub300\ucd9c\u201d \ub610\ub294 \u201c\uc5ec\ud589 \uce74\ub4dc\ub2c8\uae4c \ubaa8\ub450 \uc608\uae08 \ucd9c\uae08\u201d\uc774\ub77c\ub294 \ub450 \uac00\uc815 \ubaa8\ub450 \ud53c\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

\ub300\ucd9c\uacfc \uc608\uae08 \ucd9c\uae08\uc740 \ub3c8\uc758 \ucd9c\ucc98\uac00 \ub2e4\ub985\ub2c8\ub2e4<\/h2>\n

\ub2e8\uae30\uce74\ub4dc\ub300\ucd9c\uc740 \uce74\ub4dc\uc0ac\uc758 \ub300\ucd9c \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud558\uace0 \uc774\ud6c4 \uc6d0\uae08\u00b7\uc774\uc790 \ub4f1\uc744 \uc0c1\ud658\ud558\ub294 \uad6c\uc870\uc785\ub2c8\ub2e4. \uc608\uae08 \uc778\ucd9c\uc740 \uc5f0\uacb0 \uacc4\uc88c\uc758 \ubcf4\uc720 \uc794\uc561\uc744 \uaebc\ub0b4\ub294 \uae30\ub2a5\uc785\ub2c8\ub2e4. ATM\uc5d0\uc11c \uac19\uc740 \ud604\uae08\uc774 \ub098\uc640\ub3c4 \uc774\ud6c4 \uccad\uad6c\uc640 \ube44\uc6a9 \ud655\uc778 \ud56d\ubaa9\uc740 \ub2ec\ub77c\uc9d1\ub2c8\ub2e4. \uce74\ub4dc \uc55e\uba74\uc758 \ube0c\ub79c\ub4dc \ub85c\uace0\ub9cc \ubcf4\uace0 \ucd9c\uae08 \uc885\ub958\ub97c \uacb0\uc815\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n

KB\uad6d\ubbfc\uce74\ub4dc \uacf5\uc2dd \uc548\ub0b4\uc758 \ubc94\uc704<\/h2>\n

KB \uacf5\uc2dd \ud574\uc678\uc774\uc6a9 \uc548\ub0b4\ub294 \ub2f9\uc0ac \uac1c\uc778 \uc2e0\uc6a9\uce74\ub4dc\ub85c \ud574\uc678 ATM\uc5d0\uc11c \ub2e8\uae30\uce74\ub4dc\ub300\ucd9c\ub9cc \uac00\ub2a5\ud558\uba70, \uc608\uae08 \uc778\ucd9c\uc740 \uac1c\uc778 \uccb4\ud06c\u00b7\uc9c1\ubd88\uce74\ub4dc\ub97c \uc774\uc6a9\ud558\ub77c\uace0 \uc124\uba85\ud569\ub2c8\ub2e4. Savings account \uc120\ud0dd \uc2dc \uc608\uae08 \uc778\ucd9c \uc2dc\ub3c4\ub85c \uac70\uc808\ub420 \uc218 \uc788\ub2e4\ub294 \uc548\ub0b4\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 KB\uc758 \ud574\ub2f9 \uc548\ub0b4\uc774\uba70 \ubaa8\ub4e0 \uce74\ub4dc\uc0ac\uc758 \ubaa8\ub4e0 \uc2e0\uc6a9\uce74\ub4dc \uc0c1\ud488\uc5d0 \ub300\ud55c \uacb0\ub860\uc73c\ub85c \ud655\ub300\ud558\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n

SOL\ud2b8\ub798\ube14 \uc2e0\uc6a9\uc740 \uc5f0\uacb0 \uc678\ud654\uc608\uae08 \ud655\uc778<\/h2>\n

\uc2e0\ud55c\uc758 \uacf5\uc2dd SOL\ud2b8\ub798\ube14 \uc2e0\uc6a9 \uc548\ub0b4\ub294 \uc678\ud654\uc778\ucd9c\uacc4\uc88c\ub85c \uc5f0\uacb0\ub41c \uc2e0\ud55c\uc740\ud589 SOL\ud2b8\ub798\ube14 \uc678\ud654\uc608\uae08\uc5d0 \ub300\uc0c1 \ud1b5\ud654 \uc794\uc561\uc774 \uc788\uc5b4\uc57c \uc2e4\uc2dc\uac04 \uc778\ucd9c\ud560 \uc218 \uc788\ub2e4\uace0 \uc124\uba85\ud569\ub2c8\ub2e4. \uc774 \uc0c1\ud488\uc740 \ud574\uc678 \ud604\uae08\uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud560 \uc218 \uc5c6\ub2e4\uace0 \uad6c\ubd84\ud569\ub2c8\ub2e4. \uc2e0\uc6a9\uce74\ub4dc \uacb0\uc81c \uae30\ub2a5\uacfc \uc678\ud654\uc608\uae08 \uc778\ucd9c \uae30\ub2a5\uc774 \ud568\uaed8 \uc788\uc5b4\ub3c4 \uacc4\uc88c \uc794\uc561 \uc870\uac74\uc744 \uc0dd\ub7b5\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n

\ucd9c\uad6d \uc804 \ud655\uc778\ud45c<\/h2>\n
\n\n\n\n\n\n\n\n\n\n
\ud56d\ubaa9<\/th>\n\ud655\uc778\ud560 \uc9c8\ubb38<\/th>\n<\/tr>\n<\/thead>\n
\uc815\ud655\ud55c \uc0c1\ud488<\/td>\n\uc2e0\uc6a9\u00b7\uccb4\ud06c \ubc0f \uac19\uc740 \uc774\ub984\uc758 \ub2e4\ub978 \uc0c1\ud488\uc778\uac00<\/td>\n<\/tr>\n
ATM \uc11c\ube44\uc2a4<\/td>\n\ud604\uae08\uc11c\ube44\uc2a4\uc778\uac00 \uc5f0\uacb0 \uc608\uae08 \uc778\ucd9c\uc778\uac00<\/td>\n<\/tr>\n
\ub3c8\uc758 \ucd9c\ucc98<\/td>\n\ub300\ucd9c \ud55c\ub3c4\uc778\uac00 \ubcf4\uc720 \uc678\ud654 \uc794\uc561\uc778\uac00<\/td>\n<\/tr>\n
\ube44\uc6a9<\/td>\n\uc774\uc790\u00b7\uce74\ub4dc\uc0ac\/\ube0c\ub79c\ub4dc \uc218\uc218\ub8cc\u00b7\ud604\uc9c0 \uc6b4\uc601\uc0ac \uc218\uc218\ub8cc\ub294 \ubb34\uc5c7\uc778\uac00<\/td>\n<\/tr>\n
\uac70\uc808\u00b7\uc624\ub958<\/td>\n\uce74\ub4dc\uc0ac\uc640 ATM \uad00\ub9ac \uc740\ud589\uc758 \uacf5\uc2dd \uc5f0\ub77d\ucc98\ub294 \uc5b4\ub514\uc778\uac00<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

\uc218\uc218\ub8cc \uba74\uc81c\ub3c4 \ub300\uc0c1\uacfc \uc870\uac74\uc744 \ub098\ub220 \ubd05\ub2c8\ub2e4<\/h2>\n

SOL\ud2b8\ub798\ube14 \uc2e0\uc6a9\uc740 \uc804\uc6d4 \uad6d\ub0b4 \uc778\uc815 \uc774\uc6a9\uae08\uc561 40\ub9cc\uc6d0 \uc774\uc0c1 \ub4f1 \uc870\uac74 \uc544\ub798 \uac74\ub2f9 3\ub2ec\ub7ec \uc778\ucd9c \uc218\uc218\ub8cc\uc640 \uad6d\uc81c\ube0c\ub79c\ub4dc 1% \uba74\uc81c\ub97c \uc548\ub0b4\ud558\uc9c0\ub9cc \ud604\uc9c0 ATM \uc6b4\uc601\uc0ac\uac00 \ubcc4\ub3c4 \uc218\uc218\ub8cc\ub97c \ubd80\uacfc\ud560 \uc218 \uc788\ub2e4\uace0 \ubc1d\ud799\ub2c8\ub2e4. \u201c\uba74\uc81c\u201d\ub77c\ub294 \uc774\ub984\ub9cc\uc73c\ub85c \ud604\uae08 \uc778\ucd9c \uc804\uccb4 \ube44\uc6a9\uc774 \ud56d\uc0c1 0\uc6d0\uc774\ub77c\uace0 \uacc4\uc0b0\ud558\uc9c0 \ub9c8\uc138\uc694. \ub2e4\ub978 \uce74\ub4dc\uc5d0\ub294 \uc774 \uc218\uce58\uc640 \uba74\uc81c \uc870\uac74\uc744 \uc801\uc6a9\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc608\uc0c1\ud558\uc9c0 \uc54a\uc740 \ub300\ucd9c\uc744 \ud53c\ud558\ub824\uba74<\/h2>\n

\ud604\uae08\uc774 \ud544\uc694\ud574\ub3c4 \uc11c\ube44\uc2a4 \uc885\ub958\ub97c \ud655\uc2e0\ud558\uc9c0 \ubabb\ud558\uba74 \uc2b9\uc778 \uc804 \uc911\ub2e8\ud558\uace0 \ubcf8\uc778 \uce74\ub4dc\uc758 \uacf5\uc2dd \ud574\uc678 ATM \uc548\ub0b4\ub97c \uba3c\uc800 \ud655\uc778\ud558\uc138\uc694. \uce74\ub4dc\uc0ac\uc5d0 \u201c\uc774 \uc0c1\ud488\uc758 \uc778\ucd9c\uc774 \ub300\ucd9c\uc778\uc9c0 \uacc4\uc88c \uc794\uc561 \ucd9c\uae08\uc778\uc9c0, \uc0c1\ud658\uc77c\u00b7\uc774\uc790\u00b7\uc218\uc218\ub8cc\uc640 \ud55c\ub3c4\uac00 \uc5b4\ub5bb\uac8c \uc801\uc6a9\ub418\ub294\uc9c0\u201d\ub97c \ubb3c\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubc84\ud2bc \uc774\ub984\uc774\ub098 \uc778\ud130\ub137\uc5d0 \uc18c\uac1c\ub41c \uc77c\ubc18 ATM \uc21c\uc11c\ub9cc\uc73c\ub85c \uc9c4\ud589\ud560 \ud544\uc694\ub294 \uc5c6\uc2b5\ub2c8\ub2e4. \ud604\uae08\uc11c\ube44\uc2a4\uc640 \uce74\ub4dc\ub860 \ucc28\uc774<\/a>\ub294 \ub300\ucd9c\uc758 \uae30\ubcf8 \uad6c\ubd84\uc744 \ub2e4\ub8f9\ub2c8\ub2e4.<\/p>\n

\ud604\uae08\uc774 \uc548 \ub098\uc654\ub294\ub370 \ub0b4\uc5ed\uc774 \uc0dd\uae30\uba74<\/h2>\n

KB\ub294 ATM \uc624\ub958 \ub54c \ucd9c\ub825\ub41c \uc601\uc218\uc99d\uc744 \ubcf4\uad00\ud558\uace0 \ud604\uc9c0 \uad00\ub9ac \uc740\ud589\uc5d0 \ubb38\uc758\ud558\uba70, \ubbf8\uc778\ucd9c \uae08\uc561\uc744 \ud658\uae09\ubc1b\uc9c0 \ubabb\ud558\uba74 KB \uace0\uac1d\uc13c\ud130\u00b7\uc9c0\uc810\uc5d0 \ubb38\uc758\ud558\ub3c4\ub85d \uc548\ub0b4\ud569\ub2c8\ub2e4. \ub2e8\ub9d0\uae30 \uc704\uce58\u00b7\uc2dc\uac04\u00b7\uae08\uc561\u00b7\ud45c\uc2dc\ub41c \uc624\ub958\ub97c \ud568\uaed8 \uae30\ub85d\ud558\uba74 \ud655\uc778\uc5d0 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \ube44\ubc00\ubc88\ud638 \uc624\ub958\ub97c \ubc18\ubcf5 \uc785\ub825\ud558\uae30\ubcf4\ub2e4 \uce74\ub4dc\uc0ac \uc548\ub0b4\ub97c \ud655\uc778\ud558\uc138\uc694. \ubcf8\ubb38\uc740 \uc624\ub958 \ub300\uc751\uc758 \ud655\uc778 \uc21c\uc11c\uc774\uba70 \uc989\uc2dc \uc790\ub3d9 \ud658\uae09\uc744 \ubcf4\uc7a5\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n

\uacf5\uc2dd \ucd9c\ucc98\u00b7\ud655\uc778\uc77c<\/h2>\n

KB\uad6d\ubbfc\uce74\ub4dc \ud574\uc678 \uccb4\ub958\u00b7\uacb0\uc81c \uc911 \uc548\ub0b4\uc758 ATM \ud56d\ubaa9<\/a>\uc640 \uc2e0\ud55c SOL\ud2b8\ub798\ube14 \uc2e0\uc6a9 \ud574\uc678 ATM\u00b7\uc218\uc218\ub8cc \uc720\uc758\uc0ac\ud56d<\/a>\uc744 2026\ub144 11\uc6d4 2\uc77c \ud655\uc778\ud588\uc2b5\ub2c8\ub2e4. \ud574\uc678 \uacb0\uc81c \uc218\uc218\ub8cc<\/a> \u00b7 DCC \ucc28\ub2e8<\/a> \u00b7 \uce74\ub4dc\uc815\ubcf4 \uc720\ucd9c \ub300\uc751<\/a>\ub3c4 \ubcc4\uac1c \ubb38\uc81c\ub85c \ud655\uc778\ud558\uc138\uc694. \ud604\uae08 \uc778\ucd9c\u00b7\ub300\ucd9c\u00b7\uacc4\uc88c \uac70\ub798\ub97c \uc218\ud589\ud558\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"

\ud574\uc678 ATM\uc5d0\uc11c \uc2e0\uc6a9\uce74\ub4dc\ub97c \uc4f8 \ub54c \ub300\ucd9c\uc778\uc9c0 \uc608\uae08 \ucd9c\uae08\uc778\uc9c0 \uba3c\uc800 \ud655\uc778\ud558\uc138\uc694. KB \uacf5\uc2dd \uc548\ub0b4\uc640 SOL\ud2b8\ub798\ube14 \uc2e0\uc6a9\uc758 \uc678\ud654\uc608\uae08 \uc5f0\uacb0 \uae30\ub2a5\uc744 \ube44\uad50\ud574 \uc124\uba85\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"author":1,"featured_media":2152,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[22],"tags":[],"class_list":["post-2151","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-22"],"yoast_head":"\n\ud574\uc678 ATM \uc2e0\uc6a9\uce74\ub4dc \uc778\ucd9c: \ud604\uae08\uc11c\ube44\uc2a4\uc640 \uc678\ud654\uc608\uae08 \ucd9c\uae08 \uad6c\ubd84\ubc95 | \uc720\ub2c8\uc628\uce74\ub4dc<\/title>\n<meta name=\"description\" content=\"\ud574\uc678 ATM\uc5d0\uc11c \uc2e0\uc6a9\uce74\ub4dc\ub97c \uc4f8 \ub54c \ub300\ucd9c\uc778\uc9c0 \uc608\uae08 \ucd9c\uae08\uc778\uc9c0 \uba3c\uc800 \ud655\uc778\ud558\uc138\uc694. 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