{"id":2234,"date":"2026-11-05T19:33:41","date_gmt":"2026-11-05T10:33:41","guid":{"rendered":"https:\/\/unionize.kr\/?p=2234"},"modified":"2026-11-05T19:33:41","modified_gmt":"2026-11-05T10:33:41","slug":"card-virtual-account-excess-refund","status":"publish","type":"post","link":"https:\/\/unionize.kr\/?p=2234","title":{"rendered":"\uce74\ub4dc\ub300\uae08 \uac00\uc0c1\uacc4\uc88c\uc5d0 \ub354 \uc785\uae08\ud588\ub2e4\uba74? \ucd08\uacfc\uc785\uae08 \ud658\uae09 \uae30\uc900 \ud655\uc778"},"content":{"rendered":"

\uce74\ub4dc\ub300\uae08 \uac00\uc0c1\uacc4\uc88c\uc5d0 \ub0bc \uae08\uc561\ubcf4\ub2e4 \ub9ce\uc774 \uc1a1\uae08\ud588\ub2e4\uba74 \ucd08\uacfc\uc785\uae08\uc774 \uc5bc\ub9c8\uc778\uc9c0\uc640 \ud658\uae09 \uae30\uc900\uc744 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774 \uae00\uc740 \uc2e0\ud55c\uce74\ub4dc\uc758 2026\ub144 5\uc6d4 12\uc77c \uc2dc\ud589 \uac1c\uc778\ud68c\uc6d0\uc57d\uad00 \uc81c27\uc870 \uc81c13~15\ud56d\uc744 \uae30\uc900\uc73c\ub85c \uc9c1\uc811 \uc785\uae08\ud55c \ucd08\uacfc\uae08\uc758 \ud658\uae09\uc744 \uc124\uba85\ud569\ub2c8\ub2e4. \uc120\uacb0\uc81c \ub4a4 \uc790\ub3d9\ucd9c\uae08\uc774 \ud55c \ubc88 \ub354 \uc774\ub904\uc9c4 \uacbd\uc6b0\uc640\ub294 \ucd9c\ubc1c \uc0c1\ud669\uc774 \ub2e4\ub985\ub2c8\ub2e4.<\/p>\n

\uba3c\uc800 \ud544\uc694\ud55c \ub0a9\ubd80\uc561\uacfc \uc785\uae08\uc561\uc744 \ub300\uc870<\/h2>\n

\uce74\ub4dc\uc0ac\uac00 \uc548\ub0b4\ud55c \ud574\ub2f9 \uc2dc\uc810\uc758 \ub0a9\ubd80\uae08\uc561, \uc2e4\uc81c \uc1a1\uae08\uc561, \uc1a1\uae08 \uc2dc\uac01, \uc785\uae08 \uacc4\uc88c\uac00 \ub9de\ub294\uc9c0 \ud655\uc778\ud558\uc138\uc694. \uc740\ud589 \uc1a1\uae08 \uc601\uc218\uc99d\ub9cc\uc73c\ub85c \uce74\ub4dc\ub300\uae08 \ucda9\ub2f9\uacfc \ud658\uae09 \ucc98\ub9ac\uae4c\uc9c0 \uc644\ub8cc\ub410\ub2e4\uace0 \ud310\ub2e8\ud558\uba74 \uc548 \ub429\ub2c8\ub2e4. \uce74\ub4dc\uc0ac \uc785\uae08 \ub0b4\uc5ed\uc5d0\uc11c \ub0a9\ubd80 \ubc18\uc601\uc561\uacfc \ucd08\uacfc\uae08\uc774 \uc5b4\ub5bb\uac8c \uad6c\ubd84\ub410\ub294\uc9c0 \ub300\uc870\ud558\ub294 \uac83\uc774 \uc6b0\uc120\uc785\ub2c8\ub2e4. \uacf5\uac1c \ub313\uae00\uc5d0 \uc804\uccb4 \uce74\ub4dc\ubc88\ud638\ub098 \uacc4\uc88c\ubc88\ud638\ub97c \uc801\uc744 \ud544\uc694\ub294 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc2e0\ud55c \uc57d\uad00\uc758 \uc6d0\uce59\uacfc \uc608\uc678<\/h2>\n
\n\n\n\n\n\n\n\n\n\n
\ud56d\ubaa9<\/th>\n\uc81c27\uc870 \uc548\ub0b4<\/th>\n<\/tr>\n<\/thead>\n
\uc77c\ubc18 \ud658\uae09<\/td>\n\uc989\uc2dc \ub610\ub294 2\uc601\uc5c5\uc77c \uc774\ub0b4<\/td>\n<\/tr>\n
\ud658\uae09 \uacc4\uc88c<\/td>\n\uacb0\uc81c\uacc4\uc88c \ub610\ub294 \ud68c\uc6d0\uc774 \uc9c0\uc815\ud55c \ud68c\uc6d0\uba85\uc758 \uacc4\uc88c<\/td>\n<\/tr>\n
\ud2b9\ubcc4 \uc0ac\uc815<\/td>\n\uc804\uc0b0\uc7a5\uc560\u00b7\uc785\uae08\uc778\uacfc \ud68c\uc6d0\uba85 \uc0c1\uc774 \ub4f1\uc740 5\uc601\uc5c5\uc77c \uc774\ub0b4<\/td>\n<\/tr>\n
\uae30\ud55c \ub0b4 \uc9c0\uc5f0\ubc30\uc0c1<\/td>\n\ud574\ub2f9 \ud658\uae09\uae30\ud55c\uae4c\uc9c0 \uc9c0\uc5f0\ubc30\uc0c1\uae08 \ub4f1 \uccad\uad6c \ubd88\uac00<\/td>\n<\/tr>\n
\ube44\uc6a9<\/td>\n\ud0c0\ud589\uc774\uccb4\uc218\uc218\ub8cc \ub4f1 \ud658\uae09 \ube44\uc6a9\uc740 \ud68c\uc6d0 \ubd80\ub2f4\uc73c\ub85c \ud560 \uc218 \uc788\uc74c<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

\ub2ec\ub825 \ub0a0\uc9dc\uc640 \uc601\uc5c5\uc77c\uc744 \uad6c\ubd84<\/h2>\n

\uc57d\uad00\uc758 \uae30\uac04\uc740 \uc601\uc5c5\uc77c\uc785\ub2c8\ub2e4. \uc8fc\ub9d0\uc774\ub098 \uacf5\ud734\uc77c\uc774 \ub07c\uc5b4 \uc788\ub2e4\uba74 \ub2e8\uc21c\ud788 \ub2ec\ub825\uc5d0\uc11c \uc774\ud2c0\uc744 \ub354\ud55c \ub0a0\uc9dc\uc640 \uac19\ub2e4\uace0 \ub2e8\uc815\ud558\uc9c0 \ub9c8\uc138\uc694. \uc811\uc218 \ub0b4\uc5ed\uacfc \uc785\uae08\uc778 \ud655\uc778 \ud544\uc694 \uc5ec\ubd80\ub97c \uce74\ub4dc\uc0ac\uc5d0 \ubb38\uc758\ud574 \uc801\uc6a9 \uae30\uc900\uc744 \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ubcc4\ud55c \uc0ac\uc815\uc5d0 \ud574\ub2f9\ud558\ub294\uc9c0 \ud655\uc778\ud558\uc9c0 \uc54a\uace0 \ubaa8\ub4e0 \uac74\uc774 5\uc601\uc5c5\uc77c \uac78\ub9b0\ub2e4\uace0 \uc124\uba85\ud558\ub294 \uac83\ub3c4 \ubd80\uc815\ud655\ud569\ub2c8\ub2e4.<\/p>\n

\ubcf8\uc778\uba85\uc758 \ud658\uae09 \uacc4\uc88c\ub97c \ud655\uc778<\/h2>\n

\uc57d\uad00\uc740 \uacb0\uc81c\uacc4\uc88c \ub610\ub294 \ud68c\uc6d0\uc774 \uc9c0\uc815\ud558\ub294 \ud68c\uc6d0\uba85\uc758 \uacc4\uc88c\ub97c \uc548\ub0b4\ud569\ub2c8\ub2e4. \ub2e4\ub978 \uc0ac\ub78c\uc758 \uacc4\uc88c\ub85c \ubcf4\ub0c8\uc73c\ub2c8 \uadf8 \uc0ac\ub78c\uc5d0\uac8c \ubc14\ub85c \ub3cc\ub824\ub2ec\ub77c\uace0 \ucc98\ub9ac\ub41c\ub2e4\uace0 \ucd94\uc815\ud558\uba74 \uc548 \ub429\ub2c8\ub2e4. \uc785\uae08\uc778\uacfc \ud68c\uc6d0\uba85\uc774 \ub2e4\ub974\uba74 \ud655\uc778\uc774 \ud544\uc694\ud55c \ud2b9\ubcc4 \uc0ac\uc815\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc1a1\uae08 \uc8fc\uccb4\uc640 \ud68c\uc6d0\uc744 \uad6c\ubd84\ud574 \uc0ac\uc2e4\ub300\ub85c \ubb38\uc758\ud558\uace0 \uce74\ub4dc\uc0ac\uac00 \uc694\uccad\ud558\ub294 \uacf5\uc2dd \uc808\ucc28\ub85c \ud655\uc778\ud558\uc138\uc694.<\/p>\n

\uac04\ub2e8\ud55c \uae08\uc561 \uc608\uc2dc<\/h2>\n

\ub0a9\ubd80\ud574\uc57c \ud558\ub294 \uce74\ub4dc\ub300\uae08\uc774 50\ub9cc\uc6d0\uc778\ub370 60\ub9cc\uc6d0\uc744 \uc1a1\uae08\ud588\uace0 \ub2e4\ub978 \ubbf8\ub0a9\uae08\uc774\ub098 \ucda9\ub2f9 \uc0ac\uc720\uac00 \uc5c6\ub2e4\uace0 \uac00\uc815\ud558\uba74 \ucc28\uc561\uc740 10\ub9cc\uc6d0\uc785\ub2c8\ub2e4. \uc2e4\uc81c \ud658\uae09\uc561\uc744 \ud655\uc815\ud558\ub824\uba74 \uce74\ub4dc\uc0ac\uc758 \uc785\uae08 \ubc18\uc601\uacfc \ucc44\ubb34 \ub0b4\uc5ed\uc744 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774 \uc608\uc2dc\ub294 \uc0b0\uc220\uc0c1 \ucc28\uc561\uc774\uba70 \uc2e4\uc81c \uace0\uac1d\uc758 \ud658\uae09 \uc644\ub8cc\ub098 \uacc4\uc88c\ubcc4 \uc785\uae08 \uc608\uc815\uc561\uc744 \ubcf4\uc99d\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc774\ubbf8 \ub2e4\ub978 \ub0a9\ubd80\uac00 \uc9c4\ud589\ub410\ub294\uc9c0\ub3c4 \ud568\uaed8 \ub300\uc870\ud558\uc138\uc694.<\/p>\n

\uacb0\uc81c\uc77c\uc758 \uc0c1\uacc4\ub294 \uc694\uad6c\ud560 \uc218 \uc788\ub294 \uc808\ucc28<\/h2>\n

\uc81c27\uc870 \uc81c15\ud56d\uc740 \uce74\ub4dc\ub300\uae08 \uacb0\uc81c\uc77c\uc5d0 \uce74\ub4dc\ub300\uae08\uacfc \ud658\uae09\uae08\uc758 \uc0c1\uacc4\ub97c \uce74\ub4dc\uc0ac\uc5d0 \uc694\uad6c\ud560 \uc218 \uc788\ub2e4\uace0 \uc815\ud569\ub2c8\ub2e4. \ucd08\uacfc\uae08\uc744 \ub2e4\uc74c \uccad\uad6c\uc5d0 \uc790\ub3d9\uc73c\ub85c \uc4f8 \uac83\uc774\ub77c\ub294 \ucd94\uc815\uacfc \ub2e4\ub985\ub2c8\ub2e4. \uc0c1\uacc4\ub97c \uc6d0\ud55c\ub2e4\uba74 \ub300\uc0c1 \uae08\uc561\uacfc \ucc98\ub9ac \uc5ec\ubd80\ub97c \uce74\ub4dc\uc0ac\uc5d0 \ud655\uc778\ud558\uace0, \uc644\ub8cc \ud655\uc778 \uc5c6\uc774 \uccad\uad6c\ub300\uae08\uc744 \uc784\uc758\ub85c \ub35c \ub0b4\uc9c0 \ub9c8\uc138\uc694. \ud658\uae09\uacfc \ub0a9\ubd80\ub294 \uac01\uac01 \ucc98\ub9ac \uacb0\uacfc\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n

\uae30\uac04\uc774 \uc9c0\ub098\ub3c4 \ud655\uc778\ub418\uc9c0 \uc54a\uc73c\uba74<\/h2>\n

\uc1a1\uae08\uc77c\uc2dc\u00b7\uc785\uae08\uc561\u00b7\ub0a9\ubd80 \uc608\uc815\uc561\u00b7\uc785\uae08\uc778\u00b7\ud658\uae09\uacc4\uc88c \ud45c\uc2dc\uc640 \uc0c1\ub2f4 \uc811\uc218 \ub0b4\uc5ed\uc744 \uc815\ub9ac\ud574 \uacf5\uc2dd \uace0\uac1d\uc13c\ud130\uc5d0 \ubb38\uc758\ud558\uc138\uc694. \uc6d0\ub798 \ub0a9\ubd80\uc561\uc5d0 \uc815\uc0c1 \ucda9\ub2f9\ub410\ub294\uc9c0, \ucd08\uacfc\uae08\uc774 \ud655\uc815\ub410\ub294\uc9c0, \uc608\uc678 \ud655\uc778 \uc0ac\uc720\uac00 \uc788\ub294\uc9c0, \ud658\uae09 \ucc98\ub9ac\uc77c\uacfc \uacb0\uacfc\uac00 \ubb34\uc5c7\uc778\uc9c0 \ub098\ub220 \ubb3c\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uae30\ud55c\uc744 \ub118\uacbc\ub2e4\ub294 \uc774\uc720\ub9cc\uc73c\ub85c \uc774 \uae00\uc5d0\uc11c \ubc30\uc0c1\uc561\uc744 \uacc4\uc0b0\ud558\uac70\ub098 \uac1c\ubcc4 \uc704\ubc95 \uc5ec\ubd80\ub97c \ud310\uc815\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n

\uacf5\uc2dd \ucd9c\ucc98\uc640 \ub2e4\ub978 \uc0c1\ud669<\/h2>\n

\uc2e0\ud55c\uce74\ub4dc 2026.05.12 \uc2dc\ud589 \uac1c\uc778\ud68c\uc6d0\uc57d\uad00 \uc81c27\uc870 \uc81c13~15\ud56d<\/a>\uc744 2026\ub144 11\uc6d4 5\uc77c \ud655\uc778\ud588\uc2b5\ub2c8\ub2e4. \ub2e4\ub978 \ud68c\uc0ac\ub294 \ud574\ub2f9 \ucd5c\uc2e0 \uc57d\uad00\uacfc \uc2e4\uc81c \ucc98\ub9ac \ub0b4\uc5ed\uc744 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. \uc120\uacb0\uc81c \ub4a4 \uc774\uc911\ucd9c\uae08<\/a> \u00b7 \uc77c\ubd80 \ub0a9\ubd80 \ucda9\ub2f9 \uc21c\uc11c<\/a> \u00b7 \uc794\uc561 \ubd80\uc871 \ud6c4 \uc7ac\ucd9c\uae08<\/a> \u00b7 \uacb0\uc81c\uacc4\uc88c \ubcc0\uacbd<\/a>\uc740 \uac01\uac01 \ubcc4\ub3c4\uc758 \uc6d0\uc778\uc785\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"

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