{"id":2282,"date":"2026-11-07T19:04:24","date_gmt":"2026-11-07T10:04:24","guid":{"rendered":"https:\/\/unionize.kr\/?p=2282"},"modified":"2026-11-07T19:04:24","modified_gmt":"2026-11-07T10:04:24","slug":"overseas-card-spending-income-deduction","status":"publish","type":"post","link":"https:\/\/unionize.kr\/?p=2282","title":{"rendered":"\ud574\uc678 \uce74\ub4dc \uc0ac\uc6a9\uc561 \uc5f0\ub9d0\uc815\uc0b0 \uc18c\ub4dd\uacf5\uc81c \ub418\ub098\uc694? \uce74\ub4dc \ud61c\ud0dd\uacfc \ub2e4\ub978 \uae30\uc900"},"content":{"rendered":"<p>\ud574\uc678\uc5ec\ud589\uc5d0\uc11c \ud55c\uad6d \uc2e0\uc6a9\uce74\ub4dc\ub97c \uc4f0\uace0 \uc6d0\ud654\ub85c \ub300\uae08\uc744 \ub0c8\ub354\ub77c\ub3c4 \uadf8 \uae08\uc561\uc774 \uc5f0\ub9d0\uc815\uc0b0\uc758 \uc2e0\uc6a9\uce74\ub4dc \ub4f1 \uc0ac\uc6a9\uae08\uc561 \uc18c\ub4dd\uacf5\uc81c\uc5d0 \uc790\ub3d9 \ud3ec\ud568\ub418\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4. \ubc95\uc81c\ucc98 \uc0dd\ud65c\ubc95\ub839\uc815\ubcf4\ub294 \uad6d\uc678 \uc0ac\uc6a9\uc561\uc744 \uc81c\uc678\ud55c \uae08\uc561\uc744 \uae30\uc900\uc73c\ub85c \uc81c\ub3c4\ub97c \uc124\uba85\ud569\ub2c8\ub2e4. \uce74\ub4dc\uc0ac\uc758 \ud574\uc678 \ud560\uc778\uc774\ub098 \uc801\ub9bd\uacfc \uc138\ubc95\uc0c1 \uc18c\ub4dd\uacf5\uc81c\ub294 \ub2e4\ub978 \uae30\uc900\uc785\ub2c8\ub2e4.<\/p>\n<h2>\uce74\ub4dc\uc0ac\uac00 \uc6d0\ud654\ub85c \uccad\uad6c\ud558\uba74 \uad6d\ub0b4 \uc0ac\uc6a9\uc778\uac00\uc694<\/h2>\n<p>\uacb0\uc81c\ud1b5\ud654\uc640 \uc0ac\uc6a9 \uc7a5\uc18c\u00b7\uac70\ub798 \uad6c\ubd84\uc740 \uac19\uc740 \uac1c\ub150\uc774 \uc544\ub2d9\ub2c8\ub2e4. \ud574\uc678\uc5d0\uc11c \uacb0\uc81c\ud558\uace0 \ub098\uc911\uc5d0 \uad6d\ub0b4 \uce74\ub4dc\uc0ac \uba85\uc138\uc11c\uc5d0 \uc6d0\ud654\ub85c \ud45c\uc2dc\ub410\ub2e4\ub294 \uc0ac\uc2e4\ub9cc\uc73c\ub85c \uad6d\uc678 \uc0ac\uc6a9\uc561\uc774 \uad6d\ub0b4 \uc0ac\uc6a9\uc561\uc73c\ub85c \ubc14\ub010\ub2e4\uace0 \ud574\uc11d\ud558\uba74 \uc548 \ub429\ub2c8\ub2e4. \uc138\uae08 \uacf5\uc81c\ub97c \ubc1b\uae30 \uc704\ud574 \ud574\uc678\uc5d0\uc11c \uc6d0\ud654 \uacb0\uc81c\ub97c \uace0\ub974\uba74 \ub41c\ub2e4\ub294 \uc124\uba85\ub3c4 \ub9de\ub294 \uadfc\uac70\uac00 \uc5c6\uc2b5\ub2c8\ub2e4. \ud574\uc678 \uc6d0\ud654\uacb0\uc81c\uc5d0\ub294 \ubcc4\ub3c4\uc758 \ud658\uc804 \ube44\uc6a9 \ubb38\uc81c\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>\uc11c\ub85c \ub2e4\ub978 \uc138 \uac00\uc9c0 \uc9c8\ubb38<\/h2>\n<div class=\"table-wrap\" tabindex=\"0\" role=\"region\" aria-label=\"\ube44\uad50\ud45c\">\n<table>\n<thead>\n<tr>\n<th scope=\"col\">\ud655\uc778 \ud56d\ubaa9<\/th>\n<th scope=\"col\">\ud310\ub2e8 \uae30\uc900<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uce74\ub4dc \ud560\uc778\u00b7\ud3ec\uc778\ud2b8<\/td>\n<td>\ubc1c\uae09\ubc1b\uc740 \uc0c1\ud488\uc758 \ud61c\ud0dd\uacfc \uc81c\uc678 \uc870\uac74<\/td>\n<\/tr>\n<tr>\n<td>\uc804\uc6d4\uc2e4\uc801<\/td>\n<td>\uc0c1\ud488\uc774 \uc815\ud55c \uc778\uc815 \uac70\ub798\u00b7\uc9d1\uacc4 \uae30\uac04<\/td>\n<\/tr>\n<tr>\n<td>\uc5f0\ub9d0\uc815\uc0b0 \uce74\ub4dc \uc18c\ub4dd\uacf5\uc81c<\/td>\n<td>\uc138\ubc95\uc0c1 \uacf5\uc81c\ub300\uc0c1 \uc0ac\uc6a9\uc561\uacfc \uc18c\ub4dd \uc694\uac74<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h2>\uad6d\uc678 \uc0ac\uc6a9\uc561\uc740 \ubb34\uc5c7\uc5d0\uc11c \uc81c\uc678\ub418\ub098\uc694<\/h2>\n<p>\uc5ec\uae30\uc11c \ub9d0\ud558\ub294 \uc81c\uc678\ub294 \uc2e0\uc6a9\uce74\ub4dc \ub4f1 \uc0ac\uc6a9\uae08\uc561\uc5d0 \ub300\ud55c \uadfc\ub85c\uc18c\ub4dd\uae08\uc561 \uacf5\uc81c \uc81c\ub3c4\uc758 \ub300\uc0c1\uc561\uc5d0 \uad00\ud55c \uc124\uba85\uc785\ub2c8\ub2e4. \ud574\ub2f9 \uc81c\ub3c4\ub294 \uacf5\uc81c\ub300\uc0c1 \uce74\ub4dc \uc0ac\uc6a9\uc561\uc774 \ucd1d\uae09\uc5ec\uc758 25%\ub97c \ucd08\uacfc\ud558\ub294\uc9c0 \ub4f1\uc744 \ub530\uc838 \uc77c\ubd80\ub97c \uacf5\uc81c\ud569\ub2c8\ub2e4. \ud574\uc678\uc5d0\uc11c \uce74\ub4dc\ub85c \uacb0\uc81c\ud55c \uc0ac\uc2e4 \uc790\uccb4\uac00 \uae08\uc9c0\ub41c\ub2e4\ub294 \ub73b\ub3c4, \uce74\ub4dc\uc0ac \ud61c\ud0dd\uc774 \ubaa8\ub450 \uc0ac\ub77c\uc9c4\ub2e4\ub294 \ub73b\ub3c4 \uc544\ub2d9\ub2c8\ub2e4. \uc0ac\uc5c5\uc790\uc758 \ube44\uc6a9 \ucc98\ub9ac\ub098 \ub2e4\ub978 \uc138\uae08 \uc81c\ub3c4\uae4c\uc9c0 \uc774 \uae30\uc900 \ud558\ub098\ub85c \ud310\ub2e8\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>\uad6d\ub0b4 1\ucc9c\ub9cc\uc6d0\u00b7\uad6d\uc678 3\ubc31\ub9cc\uc6d0\uc744 \uc37c\ub2e4\uba74<\/h2>\n<p>\ub2e8\uc21c \uad6c\ubd84 \uc608\uc2dc\ub85c \uce74\ub4dc \uba85\uc138\uc11c \ud569\uacc4\uac00 \uad6d\ub0b4 1\ucc9c\ub9cc\uc6d0\uacfc \uad6d\uc678 3\ubc31\ub9cc\uc6d0, \ucd1d 1\ucc9c3\ubc31\ub9cc\uc6d0\uc774\ub77c\uace0 \uac00\uc815\ud569\ub2c8\ub2e4. \uad6d\uc678 3\ubc31\ub9cc\uc6d0\uae4c\uc9c0 \uc804\ubd80 \uacf5\uc81c\ub300\uc0c1 \uce74\ub4dc \uc0ac\uc6a9\uc561\uc774\ub77c\uace0 \ub123\ub294 \uacc4\uc0b0\uc740 \ud53c\ud574\uc57c \ud569\ub2c8\ub2e4. \uad6d\ub0b4 1\ucc9c\ub9cc\uc6d0\ub3c4 \ubaa8\ub450 \uc801\uaca9 \uacf5\uc81c\ub300\uc0c1\uc774\ub77c\uace0 \ud655\uc815\ud558\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4. \uc138\uae08\u00b7\uacf5\uacfc\uae08\u00b7\uc0c1\ud488\uad8c \ub4f1 \uad6d\ub0b4 \uac70\ub798\uc5d0\ub3c4 \uc81c\uc678\uac00 \uc788\uc744 \uc218 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc774 \uc608\uc2dc\ub294 \ud658\uae09\uc561\uc774\ub098 \ucd5c\uc885 \uacf5\uc81c\uc561\uc744 \uacc4\uc0b0\ud55c \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n<h2>\uce74\ub4dc \uba85\uc138\uc11c \ud569\uacc4\uc640 \uacf5\uc81c\uc790\ub8cc\uac00 \ub2e4\ub97c \uc218 \uc788\uc2b5\ub2c8\ub2e4<\/h2>\n<p>\uba85\uc138\uc11c\ub294 \uac1a\uc544\uc57c \ud560 \uc774\uc6a9\ub300\uae08 \ub0b4\uc5ed\uc774\uace0, \uc18c\ub4dd\uacf5\uc81c \uc790\ub8cc\ub294 \uacf5\uc81c\ub300\uc0c1 \uae30\uc900\uc73c\ub85c \uad6c\ubd84\ud55c \uc790\ub8cc\uc785\ub2c8\ub2e4. \ub450 \ud569\uacc4\uac00 \ub2e4\ub974\ub2e4\uace0 \uc989\uc2dc \uce74\ub4dc\uc0ac\uac00 \uac70\ub798\ub97c \ub204\ub77d\ud588\ub2e4\uace0 \ud310\ub2e8\ud558\uc9c0 \ub9c8\uc138\uc694. \ucc28\uc561\uc744 \ud574\uc678 \uc0ac\uc6a9, \uacf5\uc81c \uc81c\uc678 \uad6d\ub0b4 \uac70\ub798, \ucde8\uc18c \ub4f1\uc73c\ub85c \ub098\ub204\uc5b4 \ud655\uc778\ud558\uba74 \ubb38\uc758\ud560 \ud56d\ubaa9\uc774 \uad6c\uccb4\uc801\uc785\ub2c8\ub2e4. \uc2e4\uc81c \uc81c\ucd9c \uc790\ub8cc\uc5d0 \uc624\ub958\uac00 \uc758\uc2ec\ub418\uba74 \uce74\ub4dc\uc0ac\uc640 \uad6d\uc138\uccad \uacf5\uc2dd \uc808\ucc28\ub85c \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<h2>\ud574\uc678\uc9c1\uad6c\u00b7\uad6d\ub0b4 PG \uacb0\uc81c\ub294 \uac70\ub798 \uad6c\ubd84\uc744 \ud655\uc778<\/h2>\n<p>\uc678\uad6d \uc0ac\uc774\ud2b8\ub77c\ub294 \uc774\ub984\uc774\ub098 \ud654\uba74 \uc5b8\uc5b4\ub9cc\uc73c\ub85c \uc2e4\uc81c \uc2b9\uc778 \uacbd\ub85c\ub97c \ud655\uc815\ud558\uae30 \uc5b4\ub835\uc2b5\ub2c8\ub2e4. \uce74\ub4dc \ub0b4\uc5ed\uc5d0\uc11c \uad6d\ub0b4\uc678 \uad6c\ubd84\uacfc \uac00\ub9f9\uc810, \uc2e4\uc81c \uac70\ub798 \ub0b4\uc6a9\uc744 \ub300\uc870\ud558\uc138\uc694. \ud2b9\uc815 \uad6d\ub0b4 PG\ub97c \ud1b5\ud558\uba74 \ubaa8\ub4e0 \ud574\uc678 \uc1fc\ud551\uc774 \ubc18\ub4dc\uc2dc \uacf5\uc81c\ub41c\ub2e4\ub294 \uc2dd\uc73c\ub85c \uc6b0\ud68c \ubc29\ubc95\uc744 \uc548\ub0b4\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uacf5\uc81c \ub300\uc0c1 \uc5ec\ubd80\uac00 \uc560\ub9e4\ud55c \uac1c\ubcc4 \uac70\ub798\ub294 \uc790\ub8cc\ub97c \uac16\ucdb0 \uce74\ub4dc\uc0ac\uc640 \uad6d\uc138\uccad\uc5d0 \ubb38\uc758\ud558\ub294 \ud3b8\uc774 \uc815\ud655\ud569\ub2c8\ub2e4.<\/p>\n<h2>\ud574\uc678 \ud560\uc778\uae4c\uc9c0 \uc5c6\uc5b4\uc9c0\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4<\/h2>\n<p>\ud574\uc678 \uc774\uc6a9 \ud560\uc778\u00b7\ud3ec\uc778\ud2b8\ub97c \uc8fc\ub294 \uce74\ub4dc\uac00 \uc788\ub354\ub77c\ub3c4 \uadf8\uac83\uc740 \uce74\ub4dc\uc0ac\uac00 \uc815\ud55c \uc0c1\ud488 \ud61c\ud0dd\uc785\ub2c8\ub2e4. \ubc18\ub300\ub85c \ud574\uc678 \uae08\uc561\uc744 \uc804\uc6d4\uc2e4\uc801\uc5d0 \uc778\uc815\ud558\ub294\uc9c0 \uc5ed\uc2dc \ud574\ub2f9 \uc0c1\ud488\uc758 \uae30\uc900\uc785\ub2c8\ub2e4. \u201c\ud560\uc778\uc744 \ubc1b\uc558\uc73c\ub2c8 \uc18c\ub4dd\uacf5\uc81c\ub3c4 \ub41c\ub2e4\u201d, \u201c\uc18c\ub4dd\uacf5\uc81c\uac00 \uc548 \ub418\ub2c8 \uc2e4\uc801\ub3c4 \ubb34\uc870\uac74 \uc81c\uc678\ub41c\ub2e4\u201d\ub77c\ub294 \uc5f0\uacb0\uc740 \ud53c\ud574\uc57c \ud569\ub2c8\ub2e4. \uac01\uac01\uc758 \uc6d0\ubb38\uacfc \ud655\uc778\uc790\ub8cc\uc5d0\uc11c \ubcc4\ub3c4\ub85c \ub2f5\uc744 \ucc3e\uc544\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<h2>\uacfc\uac70 \uc5f0\ub9d0\uc815\uc0b0 \ud45c\ub97c \ud604\uc7ac \uc138\uc728\ub85c \uc62e\uae30\uc9c0 \ub9c8\uc138\uc694<\/h2>\n<p>BC\uce74\ub4dc \uacf5\uac1c \uc18c\ub4dd\uacf5\uc81c \uc548\ub0b4\ub3c4 \ud574\uc678 \uc0ac\uc6a9\ubd84\uc744 \uc81c\uc678\ud55c\ub2e4\uace0 \uc124\uba85\ud558\uc9c0\ub9cc, \ud604\uc7ac \uc5f4\ub9ac\ub294 \ud45c\uc758 \uacf5\uc81c\uae30\uac04\uc740 2025\ub144 \uc0ac\uc6a9\ubd84\uc785\ub2c8\ub2e4. \uc774 \uae00\uc740 \uadf8 \ud45c\uc758 \uacfc\uac70 \uacf5\uc81c\uc728\u00b7\ud55c\ub3c4\ub97c 2026\ub144 \ud655\uc815 \uc218\uce58\ub85c \uc62e\uae30\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ucd5c\uc885 \uc5f0\ub9d0\uc815\uc0b0 \ub54c\ub294 \ud574\ub2f9 \uadc0\uc18d\uc5f0\ub3c4\uc758 \uad6d\uc138\uccad \uc548\ub0b4\uc640 \ubcf8\uc778 \uacf5\uc81c\uc790\ub8cc\ub97c \ub2e4\uc2dc \ud655\uc778\ud558\uc138\uc694. \uacf5\uc81c\uc728\uc744 \ubcf8\uc778 \uc138\uae08\uc758 \ud655\uc815 \ud658\uae09\ub960\ub85c \uc18c\uac1c\ud558\uc9c0\ub3c4 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>\uacf5\uc2dd \ucd9c\ucc98\u00b7\ud655\uc778\uc77c<\/h2>\n<p><a href=\"https:\/\/www.easylaw.go.kr\/CSP\/CnpClsMain.laf?ccfNo=2&amp;cciNo=3&amp;cnpClsNo=2&amp;csmSeq=2984\">\ubc95\uc81c\ucc98 \ucc3e\uae30\uc26c\uc6b4 \uc0dd\ud65c\ubc95\ub839\uc815\ubcf4: \uc2e0\uc6a9\uce74\ub4dc\uc640 \uc138\uae08<\/a>\uc758 \uad6d\uc678 \uc0ac\uc6a9\uc561 \uc81c\uc678 \uc124\uba85\uacfc <a href=\"https:\/\/www.bccard.com\/html\/individual\/mybc\/inquiry\/pop_deduction_guide.html\">BC\uce74\ub4dc \uacf5\uc2dd \uc18c\ub4dd\uacf5\uc81c \uc548\ub0b4<\/a>\ub97c 2026\ub144 11\uc6d4 7\uc77c \ud655\uc778\ud588\uc2b5\ub2c8\ub2e4. \uc0dd\ud65c\ubc95\ub839\uc815\ubcf4 \ubcf8\ubb38\uc758 \uae30\uc900\uc77c\uc740 2026\ub144 10\uc6d4 15\uc77c\uc774\uba70 \uac1c\ubcc4 \uc138\ubb34 \ud310\ub2e8\uc744 \ub300\uc2e0\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. <a href=\"https:\/\/unionize.kr\/?p=2244\">\ud574\uc678\uc9c1\uad6c \uce74\ub4dc \ube44\uad50<\/a> \u00b7 <a href=\"https:\/\/unionize.kr\/?p=1905\">DCC \ube44\uc6a9\uacfc \ucc28\ub2e8<\/a> \u00b7 <a href=\"https:\/\/unionize.kr\/?p=1985\">\ud574\uc678 \uc0ac\uc6a9\uc561 \ud658\uc728<\/a> \u00b7 <a href=\"https:\/\/unionize.kr\/?p=2264\">\uc0c1\ud488\uad8c\u00b7\uc120\ubd88 \uad6c\ub9e4 \ud55c\ub3c4<\/a>\ub3c4 \uc11c\ub85c \ub2e4\ub978 \uc9c8\ubb38\uc73c\ub85c \uad6c\ubd84\ud574 \ubcf4\uc138\uc694.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uad6d\uc678 \uce74\ub4dc \uc0ac\uc6a9\uc561\uc740 \uc2e0\uc6a9\uce74\ub4dc \ub4f1 \uc0ac\uc6a9\uae08\uc561 \uc18c\ub4dd\uacf5\uc81c\uc5d0\uc11c \uc81c\uc678\ub429\ub2c8\ub2e4. \ud574\uc678 \ud560\uc778\u00b7\uc804\uc6d4\uc2e4\uc801\u00b7\uc6d0\ud654 \uccad\uad6c\uc640 \uc5f0\ub9d0\uc815\uc0b0 \ub300\uc0c1 \uae08\uc561\uc744 \uad6c\ubd84\ud574 \ud655\uc778\ud558\uc138\uc694.<\/p>\n","protected":false},"author":1,"featured_media":2283,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[22],"tags":[],"class_list":["post-2282","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-22"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\ud574\uc678 \uce74\ub4dc \uc0ac\uc6a9\uc561 \uc5f0\ub9d0\uc815\uc0b0 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