{"id":2345,"date":"2026-11-11T07:10:45","date_gmt":"2026-11-10T22:10:45","guid":{"rendered":"https:\/\/unionize.kr\/?p=2345"},"modified":"2026-11-11T07:10:45","modified_gmt":"2026-11-10T22:10:45","slug":"learning-material-card-loca365-happiness-v2","status":"publish","type":"post","link":"https:\/\/unionize.kr\/?p=2345","title":{"rendered":"\ud559\uc2b5\uc9c0 \ud560\uc778 \uce74\ub4dc \ube44\uad50: LOCA 365 10%\uc640 \uad6d\ubbfc\ud589\ubcf5 \uc0bc\uc131 V2 7%"},"content":{"rendered":"

\uc790\ub140\uc758 \ud559\uc2b5\uc9c0 \ube44\uc6a9\uc744 \uce74\ub4dc\ub85c \ub0bc \ub54c\ub294 \ud559\uc6d0\ube44 \ud560\uc778\uacfc \uac19\uc740 \uc870\uac74\uc774\ub77c\uace0 \uc0dd\uac01\ud558\uc9c0 \uc54a\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. LOCA 365\ub294 \ud559\uc2b5\uc9c0 \uc624\ud504\ub77c\uc778 \uacb0\uc81c\ub97c, \uad6d\ubbfc\ud589\ubcf5 \uc0bc\uc131\uce74\ub4dc V2\ub294 \uba85\uc2dc\ub41c \ud559\uc2b5\uc9c0 \uc5c5\uccb4\ub97c \uc548\ub0b4\ud569\ub2c8\ub2e4. \ub9e4\ub2ec \ub0b4\ub294 \ud559\uc2b5\uc9c0\uc758 \uc2e4\uc81c \uc2b9\uc778 \uacbd\ub85c\uc640 \ub0a8\uc740 \ud560\uc778\ud55c\ub3c4\ub97c \uc911\uc2ec\uc73c\ub85c \ube44\uad50\ud574 \ubcf4\uc138\uc694.<\/p>\n

\uc120\uc815 \uae30\uc900\uacfc \uc801\ud569\ud55c \uac00\uc815<\/h2>\n

\uc720\ub2c8\uc628\uce74\ub4dc\uc5d0 \uc18c\uac1c\ub41c \uc0c1\ud488 \uc911 \ud559\uc2b5\uc9c0 \ud61c\ud0dd\uc744 \uacf5\uc2dd\uc801\uc73c\ub85c \uba85\uc2dc\ud55c \ub450 \uce74\ub4dc\ub97c \uc120\uc815\ud588\uc2b5\ub2c8\ub2e4. LOCA 365\ub294 \uc778\uc815\uc2e4\uc801 50\ub9cc\uc6d0\uc744 \uc720\uc9c0\ud558\uace0 \uc801\uaca9 \uc624\ud504\ub77c\uc778 \uacb0\uc81c\ub97c \ud558\ub294 \uac00\uc815, \uc0bc\uc131 V2\ub294 \ub300\uc0c1 \uc5c5\uccb4\ub97c \uc774\uc6a9\ud558\uba70 \ubcf4\uc721 \uc601\uc5ed\uacfc \uc804\uccb4 \ud560\uc778\ud55c\ub3c4\uac00 \ub0a8\uc544 \uc788\ub294 \uac00\uc815\uc774 \ube44\uad50 \ub300\uc0c1\uc785\ub2c8\ub2e4. \ud559\uc2b5 \uc131\uacfc\ub098 \ud559\uc2b5\uc9c0 \ud488\uc9c8\uc758 \ucd94\ucc9c, \uc804\uccb4 \uce74\ub4dc \uc2dc\uc7a5\uc758 \uc778\uae30 \uc21c\uc704\uac00 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n

\ud575\uc2ec \uc870\uac74 \ube44\uad50<\/h2>\n
\n\n\n\n\n\n\n\n\n\n\n\n
\ud56d\ubaa9<\/th>\n\ub86f\ub370 LOCA 365<\/th>\n\uad6d\ubbfc\ud589\ubcf5 \uc0bc\uc131\uce74\ub4dc V2<\/th>\n<\/tr>\n<\/thead>\n
\ud559\uc2b5\uc9c0 \ud61c\ud0dd<\/td>\n10% \uacb0\uc81c\uc77c \ud560\uc778<\/td>\n7% \uacb0\uc81c\uc77c \ud560\uc778<\/td>\n<\/tr>\n
\ub300\uc0c1\u00b7\uacbd\ub85c<\/td>\n\ud559\uc2b5\uc9c0 \uc5c5\uc885 \uc624\ud504\ub77c\uc778\u00b7\uc77c\ubd80 PG \uacb0\uc81c \uc81c\uc678<\/td>\n\uc53d\ud06c\ube45\u00b7\uad50\uc6d0\u00b7\ub300\uad50\u00b7\ud55c\uc194\uad50\uc721<\/td>\n<\/tr>\n
\uc804\uc6d4 \uc778\uc815\uc2e4\uc801<\/td>\n50\ub9cc\uc6d0 \uc774\uc0c1<\/td>\n30\ub9cc\uc6d0 \/ 60\ub9cc\uc6d0 \/ 100\ub9cc\uc6d0 \uc774\uc0c1<\/td>\n<\/tr>\n
\uc6d4 \ud55c\ub3c4<\/td>\n\ud559\uc2b5\uc9c0 \uc601\uc5ed 5\ucc9c\uc6d0<\/td>\n\ubcf4\uc721 \uc601\uc5ed 4\ucc9c \/ 8\ucc9c \/ 1\ub9cc6\ucc9c\uc6d0<\/td>\n<\/tr>\n
\ucd94\uac00 \uacf5\uc720 \ud55c\ub3c4<\/td>\n\ud559\uc2b5\uc9c0\ub294 \ub2e4\ub978 \uc0dd\ud65c\uc5c5\uc885\uacfc \ubcc4\ub3c4<\/td>\n\uc1fc\ud551\u00b7\ubcf4\uc721\u00b7\uc0dd\ud65c\uc694\uae08 \ud1b5\ud569 1\ub9cc \/ 2\ub9cc \/ 4\ub9cc\uc6d0<\/td>\n<\/tr>\n
\ubcf8\uc778 \uad6d\ub0b4\uc804\uc6a9 \uc5f0\ud68c\ube44<\/td>\n2\ub9cc\uc6d0<\/td>\n\uc5c6\uc74c<\/td>\n<\/tr>\n
\ubcf8\uc778 \ud574\uc678 \ube0c\ub79c\ub4dc \uc5f0\ud68c\ube44<\/td>\nMaster\u00b7Visa\u00b7Amex \uac01 2\ub9cc\uc6d0<\/td>\nMastercard \uc5c6\uc74c<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n

\uc6d4 8\ub9cc\uc6d0 \ud55c \uac74 \uacc4\uc0b0<\/h2>\n

\uc804\uc6d4 \uc778\uc815\uc2e4\uc801 60\ub9cc\uc6d0 \uc774\uc0c1~100\ub9cc\uc6d0 \ubbf8\ub9cc\uc774\uba70 \ubaa8\ub4e0 \ud55c\ub3c4\uac00 \ub0a8\uc544 \uc788\uace0, \uac01 \uce74\ub4dc\uc758 \ub300\uc0c1\u00b7\uacbd\ub85c\u00b7\uc81c\uc678 \uc870\uac74\uc744 \ucda9\uc871\ud558\ub294 \ud559\uc2b5\uc9c0 8\ub9cc\uc6d0 \ud55c \uac74\uc744 \uac00\uc815\ud569\ub2c8\ub2e4. LOCA 365\ub294 8\ucc9c\uc6d0 \uc0b0\uc220\uc561 \uc911 \uc6d4 5\ucc9c\uc6d0\uae4c\uc9c0\ub9cc, \uc0bc\uc131 V2\ub294 7%\uc778 5,600\uc6d0\uc744 \uacc4\uc0b0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud45c\uc758 \ud560\uc778\uc728\uc774 \ub192\uc740 \uce74\ub4dc\uac00 \uc774 \uc0ac\ub840\uc758 \ud560\uc778\uc561\uae4c\uc9c0 \ud070 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4. \uc5f0\ud68c\ube44\ub098 \ub2e4\ub978 \ud61c\ud0dd\uc744 \ubc18\uc601\ud55c \uc5f0\uac04 \uc21c\uc774\uc775 \uc608\uc2dc\ub294 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n

\ubcf4\uc721\uc5d0\uc11c \uc774\ubbf8 \uc4f4 \ud560\uc778\uc744 \ube7c\uc138\uc694<\/h2>\n

\uc0bc\uc131 V2 \ubcf4\uc721 \ud55c\ub3c4\ub294 \ud559\uc2b5\uc9c0\ub9cc\uc758 \uc804\uc6a9 \ud55c\ub3c4\uac00 \uc544\ub2d9\ub2c8\ub2e4. \ud574\ub2f9 \uad6c\uac04 \ubcf4\uc721 8\ucc9c\uc6d0 \uc911 \ub2e4\ub978 \uc801\uaca9 \ubcf4\uc721 \uc9c0\ucd9c\ub85c 6\ucc9c\uc6d0\uc744 \ubc1b\uc558\ub2e4\uba74 \ud559\uc2b5\uc9c0\uc5d0 \ub0a8\ub294 \ud55c\ub3c4\ub294 2\ucc9c\uc6d0\uc785\ub2c8\ub2e4. \ubcf4\uc721 \ud55c\ub3c4\uac00 \ub0a8\uc558\ub354\ub77c\ub3c4 \uc1fc\ud551\u00b7\uc0dd\ud65c\uc694\uae08\uacfc \ud569\uce5c \uc804\uccb4 \uc6d4 \ud55c\ub3c4\ub97c \ud568\uaed8 \ubd10\uc57c \ud569\ub2c8\ub2e4. \ubc18\uba74 LOCA 365\uc758 \uc6d4 5\ucc9c\uc6d0\uc740 \ud559\uc2b5\uc9c0 \uc601\uc5ed\uc758 \ud55c\ub3c4\uc785\ub2c8\ub2e4.<\/p>\n

\ud559\uc2b5\uc9c0 \uc774\ub984\ubcf4\ub2e4 \uc2b9\uc778 \uacbd\ub85c<\/h2>\n

LOCA 365\ub294 \uac74\ub2f9 2\ub9cc\uc6d0 \uc774\uc0c1\uc774\uba70 \ud559\uc2b5\uc9c0 \uc624\ud504\ub77c\uc778 \uc774\uc6a9\ub9cc \ub300\uc0c1\uc785\ub2c8\ub2e4. \uc77c\ubd80 \uacb0\uc81c\ub300\ud589 \uc5c5\uccb4\ub97c \uac70\uce58\uba74 \uc81c\uc678\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc0bc\uc131 V2\uc758 \uc5c5\uccb4 \ubaa9\ub85d\uc744 \uadfc\uac70\ub85c \ubaa8\ub4e0 \uad50\uc721 \uc571\u00b7\ud0dc\ube14\ub9bf \uad6c\ub3c5\u00b7\uc628\ub77c\uc778 \uac15\uc758\uae4c\uc9c0 \ub300\uc0c1\uc774\ub77c\uace0 \ud655\ub300\ud558\uc9c0 \ub9c8\uc138\uc694. \uac19\uc740 \ud68c\uc0ac \uc774\ub984\uc73c\ub85c \ud310\ub9e4\ud558\ub354\ub77c\ub3c4 \uc2e4\uc81c \uc0c1\ud488\uacfc \uc2b9\uc778 \uac00\ub9f9\uc810\uc744 \uce74\ub4dc\uc0ac\uc5d0 \ud655\uc778\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud560\uc778\ubc1b\uc740 \ud559\uc2b5\uc9c0 \uae08\uc561\uc758 \uc2e4\uc801 \ucc98\ub9ac<\/h2>\n

\uc0bc\uc131 V2\ub294 \uc1fc\ud551\u00b7\ubcf4\uc721\u00b7\uc0dd\ud65c\uc694\uae08 7% \ud560\uc778\uc774 \uc801\uc6a9\ub41c \uc774\uc6a9\uae08\uc561\uc744 \ub2e4\uc74c \ub2ec \ud61c\ud0dd\uc758 \uc2e4\uc801 \uc0b0\uc815\uc5d0\uc11c \uc81c\uc678\ud569\ub2c8\ub2e4. \uad6d\uac00\ubc14\uc6b0\ucc98\u00b7\ubb34\uc774\uc790\u00b7\uc138\uae08\u00b7\uacf5\uacfc\uae08\u00b7\uc0ac\ud68c\ubcf4\ud5d8\u00b7\ud559\uad50\ub0a9\uc785\uae08\u00b7\uad50\ud1b5\u00b7\uad00\ub9ac\ube44\u00b7\uc784\ub300\ub8cc\u00b7\uc0c1\ud488\uad8c\u00b7\uc120\ubd88 \ucda9\uc804 \ub4f1\ub3c4 \uc81c\uc678\ub429\ub2c8\ub2e4. LOCA 365\ub294 \ubb34\uc774\uc790\u00b7\uc138\uae08\u00b7\uc0ac\ud68c\ubcf4\ud5d8\u00b7\ud559\uad50\ub0a9\uc785\uae08\u00b7\uc784\ub300\ub8cc\u00b7\uc0c1\ud488\uad8c\u00b7\uc120\ubd88\u00b7\ud3ec\uc778\ud2b8 \ucda9\uc804\u00b7\ud0dd\uc2dc\u00b7\ud1b5\ud589\ub8cc\u00b7\ub300\ucd9c\u00b7\uc218\uc218\ub8cc \ub4f1 \uc81c\uc678 \ud56d\ubaa9\uc744 \ubcc4\ub3c4\ub85c \uc548\ub0b4\ud569\ub2c8\ub2e4. \uc2e4\uc81c \uc9c0\ucd9c \ud569\uacc4\uc640 \uc778\uc815\uc2e4\uc801\uc744 \uad6c\ubd84\ud558\uc138\uc694.<\/p>\n

\ubb34\uc774\uc790\uc640 \ud560\uc778 \uc911\ubcf5\uc744 \uac00\uc815\ud558\uc9c0 \ub9c8\uc138\uc694<\/h2>\n

\ub450 \uce74\ub4dc \ubaa8\ub450 \ubb34\uc774\uc790 \uac70\ub798 \ub4f1\uc740 \ud560\uc778 \uc81c\uc678 \uc870\uac74\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc0bc\uc131 V2\ub294 \ub2e4\ub978 \uc0bc\uc131\uce74\ub4dc \ud560\uc778\uc774 \uc801\uc6a9\ub41c \uac70\ub798\u00b7\uc0c1\ud488\uad8c\u00b7\uc120\ubd88 \ucda9\uc804 \ub4f1\ub3c4 \uc81c\uc678\ud558\uba70 \uad6d\uac00\ubc14\uc6b0\ucc98 \uc885\ub958\ubcc4 \uc81c\uc678\ub3c4 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. LOCA 365 \uc5ed\uc2dc \uc0c1\ud488\uad8c\u00b7\uc120\ubd88\u00b7\ud3ec\uc778\ud2b8 \ucda9\uc804\u00b7\uc2a4\ub9c8\ud2b8 \uce90\uc2dc\ubc31 \ub4f1 \ud560\uc778 \uc81c\uc678 \ud56d\ubaa9\uc744 \uba85\uc2dc\ud569\ub2c8\ub2e4. \uc774 \uae00\uc758 \uacc4\uc0b0\uc740 \uad6d\uac00\ubc14\uc6b0\ucc98 \uc0ac\uc6a9\uc744 \uc804\uc81c\ud558\uc9c0 \uc54a\uc740 \uc77c\ubc18 \ud559\uc2b5\uc9c0 \uc801\uaca9 \uacb0\uc81c\uc785\ub2c8\ub2e4.<\/p>\n

\uc5f0\ud68c\ube44\uc640 \ud604\uc7ac \uacb0\uc81c \ubc29\uc2dd\ubd80\ud130 \ube44\uad50<\/h2>\n

\ud3c9\uc18c \uc4f0\ub294 \uce74\ub4dc\ub85c \ucda9\ubd84\ud55c \ud61c\ud0dd\uc744 \ubc1b\uace0 \uc788\ub2e4\uba74 \ud559\uc2b5\uc9c0 \ub54c\ubb38\uc5d0 \uc0c8 \uce74\ub4dc\ub97c \ucd94\uac00\ud560 \ud544\uc694\uac00 \uc788\ub294\uc9c0\ubd80\ud130 \uacc4\uc0b0\ud558\uc138\uc694. LOCA 365\ub294 \uc5f0\ud68c\ube44\uac00 \uc788\uace0, \uc0bc\uc131 V2\ub294 \uc5f0\ud68c\ube44\uac00 \uc5c6\uc5b4\ub3c4 \uc2e4\uc801 \uc81c\uc678\uc640 \uacf5\uc720 \ud55c\ub3c4\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uc5c5\uccb4\uc5d0 \uce74\ub4dc \ub0a9\ubd80\uc640 \uc2b9\uc778 \uacbd\ub85c\ub97c \ud655\uc778\ud558\uace0 \ubcf8\uc778\uc758 \uc6d4 \uc778\uc815\uc2e4\uc801\u00b7\ub0a8\uc740 \ud55c\ub3c4\ub97c \ub300\uc870\ud558\uba74 \uc120\ud0dd\uc774 \uc26c\uc6cc\uc9d1\ub2c8\ub2e4.<\/p>\n

\uacf5\uc2dd \ucd9c\ucc98\u00b7\ud655\uc778\uc77c<\/h2>\n

LOCA 365 \uacf5\uc2dd \ud559\uc2b5\uc9c0\u00b7\uc2e4\uc801\u00b7\uc5f0\ud68c\ube44<\/a>\uc640 \uad6d\ubbfc\ud589\ubcf5 \uc0bc\uc131\uce74\ub4dc V2 \uacf5\uc2dd \ubcf4\uc721 \ud560\uc778\u00b7\uc5f0\ud68c\ube44 \ud31d\uc5c5<\/a> \ubc0f \ud604\uc7ac \uc2e0\uccad \ucd08\uae30 \ud654\uba74\uc744 2026\ub144 11\uc6d4 11\uc77c \ud655\uc778\ud588\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c \uc2e0\uccad\u00b7\uc778\uc99d\u00b7\ub3d9\uc758\ub294 \ud558\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. LOCA 365 \uc0c1\uc138<\/a> \u00b7 \uad6d\ubbfc\ud589\ubcf5 \uc0bc\uc131 V2 \uc0c1\uc138<\/a> \u00b7 \ud559\uc6d0\ube44 \uce74\ub4dc \ube44\uad50<\/a> \u00b7 \uacf5\uc720 \ud560\uc778\ud55c\ub3c4<\/a> \u00b7 \ud560\ubd80\uc640 \uc804\uc6d4\uc2e4\uc801<\/a>\ub3c4 \ud568\uaed8 \ud655\uc778\ud558\uc138\uc694.<\/p>\n","protected":false},"excerpt":{"rendered":"

LOCA 365\uc758 \ud559\uc2b5\uc9c0 \uc624\ud504\ub77c\uc778 10%\uc640 \uad6d\ubbfc\ud589\ubcf5 \uc0bc\uc131\uce74\ub4dc V2\uc758 \uc9c0\uc815 \ud559\uc2b5\uc9c0 7%\ub97c \ube44\uad50\ud569\ub2c8\ub2e4. \uc6d4 \ud55c\ub3c4\u00b7\ubcf4\uc721 \uacf5\uc720\u00b7\uc2e4\uc801 \uc81c\uc678\ub97c \ud655\uc778\ud558\uc138\uc694.<\/p>\n","protected":false},"author":1,"featured_media":2346,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[22],"tags":[],"class_list":["post-2345","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-22"],"yoast_head":"\n\ud559\uc2b5\uc9c0 \ud560\uc778 \uce74\ub4dc \ube44\uad50: LOCA 365 10%\uc640 \uad6d\ubbfc\ud589\ubcf5 \uc0bc\uc131 V2 7% | \uc720\ub2c8\uc628\uce74\ub4dc<\/title>\n<meta name=\"description\" content=\"LOCA 365\uc758 \ud559\uc2b5\uc9c0 \uc624\ud504\ub77c\uc778 10%\uc640 \uad6d\ubbfc\ud589\ubcf5 \uc0bc\uc131\uce74\ub4dc V2\uc758 \uc9c0\uc815 \ud559\uc2b5\uc9c0 7%\ub97c \ube44\uad50\ud569\ub2c8\ub2e4. \uc6d4 \ud55c\ub3c4\u00b7\ubcf4\uc721 \uacf5\uc720\u00b7\uc2e4\uc801 \uc81c\uc678\ub97c \ud655\uc778\ud558\uc138\uc694.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/unionize.kr\/?p=2345\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\ud559\uc2b5\uc9c0 \ud560\uc778 \uce74\ub4dc \ube44\uad50: LOCA 365 10%\uc640 \uad6d\ubbfc\ud589\ubcf5 \uc0bc\uc131 V2 7% | \uc720\ub2c8\uc628\uce74\ub4dc\" \/>\n<meta property=\"og:description\" content=\"LOCA 365\uc758 \ud559\uc2b5\uc9c0 \uc624\ud504\ub77c\uc778 10%\uc640 \uad6d\ubbfc\ud589\ubcf5 \uc0bc\uc131\uce74\ub4dc V2\uc758 \uc9c0\uc815 \ud559\uc2b5\uc9c0 7%\ub97c \ube44\uad50\ud569\ub2c8\ub2e4. \uc6d4 \ud55c\ub3c4\u00b7\ubcf4\uc721 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