{"id":2409,"date":"2026-11-14T19:15:46","date_gmt":"2026-11-14T10:15:46","guid":{"rendered":"https:\/\/unionize.kr\/?p=2409"},"modified":"2026-11-14T19:15:46","modified_gmt":"2026-11-14T10:15:46","slug":"check-personal-installment-interest-rate","status":"publish","type":"post","link":"https:\/\/unionize.kr\/?p=2409","title":{"rendered":"\ub0b4 \ud560\ubd80\uc218\uc218\ub8cc\uc728 \ud655\uc778\ubc95: \ube44\uad50\uacf5\uc2dc \ucd5c\uc800\uae08\ub9ac\uc640 \uc2e4\uc81c \uc801\uc6a9\ub960\uc758 \ucc28\uc774"},"content":{"rendered":"<p>\uce74\ub4dc\uc0ac \ube44\uad50\ud45c\uc758 \uac00\uc7a5 \ub0ae\uc740 \ud560\ubd80\uc218\uc218\ub8cc\uc728\uc744 \ubcf4\uace0 \ub0b4 \uacb0\uc81c\uc5d0\ub3c4 \uadf8\ub300\ub85c \uc801\uc6a9\ub41c\ub2e4\uace0 \uc0dd\uac01\ud558\uae30 \uc27d\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ud68c\uc0ac\uac00 \uacf5\uc2dc\ud558\ub294 \ubc94\uc704\uc640 \uac1c\uc778\uc5d0\uac8c \uc801\uc6a9\ub418\ub294 \uae08\ub9ac\ub294 \ub2e4\ub985\ub2c8\ub2e4. \uc0c8 \ud560\ubd80 \uacb0\uc81c \uc804\uc5d0\ub294 \ub0b4 \uc801\uc6a9\ub960\uacfc \uc608\uc0c1 \ucd1d\ube44\uc6a9\uc744 \ud655\uc778\ud558\ub294 \uc21c\uc11c\ub85c \ube44\uad50\ud558\uc138\uc694.<\/p>\n<h2>\ub0b4 \uae08\ub9ac\ub294 \uc774\uc6a9\ub300\uae08\uba85\uc138\uc11c\uc640 \uce74\ub4dc\uc0ac\uc5d0\uc11c<\/h2>\n<p>\uc5ec\uc2e0\uae08\uc735\ud611\ud68c \uc18c\ube44\uc790\uc9c0\uc6d0\uc13c\ud130\ub294 \ud560\ubd80\uc218\uc218\ub8cc\uc728\uc774 \uc774\uc6a9 \uac1c\uc6d4\uc218, \ud68c\uc6d0\ubcc4 \uc774\uc6a9\uc2e4\uc801\uacfc \uc2e0\uc6a9\ub3c4 \ub4f1\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c0\uba70 \uac1c\uc778 \uc801\uc6a9\ub960\uc740 \uc774\uc6a9\ub300\uae08\uba85\uc138\uc11c\uc640 \uce74\ub4dc\uc0ac \ud648\ud398\uc774\uc9c0 \ub4f1\uc5d0\uc11c \ud655\uc778\ud560 \uc218 \uc788\ub2e4\uace0 \uc548\ub0b4\ud569\ub2c8\ub2e4. \uac19\uc740 \uce74\ub4dc\uc0ac\u00b7\uac19\uc740 \uce74\ub4dc \uc774\ub984\uc774\uc5b4\ub3c4 \ub2e4\ub978 \uc0ac\ub78c\uc758 \uc0ac\ub840\uac00 \ub0b4 \uae08\ub9ac\ub97c \uc99d\uba85\ud558\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>\ube44\uad50\uacf5\uc2dc\uc5d0\uc11c\ub294 \ud560\ubd80 \uc5f4\uc744 \ud655\uc778<\/h2>\n<p>\ud611\ud68c \uacf5\uc2dc\uc815\ubcf4\ud3ec\ud138\uc758 \uc2e0\uc6a9\uce74\ub4dc\uc0c1\ud488 \ube44\uad50\uacf5\uc2dc\uc5d0\uc11c \uc0c1\ud488\ubcc4 \uc218\uc218\ub8cc\uc728, \uc2e0\uc6a9\uce74\ub4dc\uc0c1\ud488\ubcc4 \uc218\uc218\ub8cc\uc728 \ucd5c\uc800~\ucd5c\uace0 \ud56d\ubaa9\uc744 \ud655\uc778\ud558\uc138\uc694. \ud45c\uc5d0\ub294 \ud604\uae08\uc11c\ube44\uc2a4\u00b7\ud560\ubd80\u00b7\uce74\ub4dc\ub860\u00b7\ub9ac\ubcfc\ube59\u00b7\uc5f0\uccb4 \ud56d\ubaa9\uc774 \ub098\ub269\ub2c8\ub2e4. \ud560\ubd80\ub97c \ube44\uad50\ud558\uba74\uc11c \uc606 \uce78\uc758 \ub9ac\ubcfc\ube59 \uae08\ub9ac\ub97c \uac00\uc838\uc624\uba74 \ub2e4\ub978 \uc11c\ube44\uc2a4\ub97c \ube44\uad50\ud558\ub294 \uc148\uc785\ub2c8\ub2e4. \ud68c\uc0ac \uc774\ub984\uc744 \ub204\ub974\uba74 \ud574\ub2f9 \ud68c\uc0ac\uc758 \uc138\ubd80\uc815\ubcf4\ub97c \ud655\uc778\ud558\ub294 \uacbd\ub85c\ub3c4 \uc548\ub0b4\ub3fc \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>\uae30\uc900\uc77c\uc790\ub294 \uc624\ub298 \uc870\ud68c\ud55c \ub0a0\uc9dc\uc640 \ub2e4\ub985\ub2c8\ub2e4<\/h2>\n<p>\uacf5\uc2dc \ud398\uc774\uc9c0\ub294 \uae30\uc900\uc77c\uc790\ub97c \ud574\ub2f9 \uc218\uc218\ub8cc\uc728 \ub4f1\uc774 \ubcc0\uacbd\ub41c \ub0a0\ub85c \uc124\uba85\ud569\ub2c8\ub2e4. \uc870\ud68c\ud55c \ub0a0\uc758 \ub0a0\uc9dc\uac00 \uc544\ub2c8\ubbc0\ub85c \uc624\ub798\ub41c \ub0a0\uc9dc\uac00 \ubcf4\uc778\ub2e4\ub294 \uc774\uc720\ub9cc\uc73c\ub85c \uc9c0\uae08 \ub0b4 \uae08\ub9ac\uac00 \uadf8\ub0a0\ubd80\ud130 \uace0\uc815\ub410\ub2e4\uace0 \ud574\uc11d\ud558\uc9c0 \ub9c8\uc138\uc694. 2\uac1c\uc6d4 \ud560\ubd80\uc218\uc218\ub8cc\uc728\ubd80\ud130 \uacf5\uc2dc\ud558\ub294 \uacbd\uc6b0 \ubcc4\ud45c \ud45c\uc2dc\uac00 \uc788\ub2e4\ub294 \uc8fc\uc11d\ub3c4 \uc77d\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uc774 \uae00\uc740 \ud2b9\uc815 \uce74\ub4dc\uc0ac \ucd5c\uc800\uc728\uc774\ub098 \uae08\ub9ac \uc21c\uc704\ub97c \uc81c\uc2dc\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>\ub0b4\uac00 \ube44\uad50\ud560 \uc870\uac74\uc744 \uba3c\uc800 \uace0\uc815\ud558\uc138\uc694<\/h2>\n<p>\uad6c\ub9e4\uae08\uc561, \ud560\ubd80 \uac1c\uc6d4\uc218, \uc720\uc774\uc790 \uc5ec\ubd80\ub97c \uc801\uc740 \ub4a4 \ud574\ub2f9 \uce74\ub4dc\uc0ac\uc758 \ub0b4 \uc801\uc6a9\ub960\uc744 \ud655\uc778\ud558\uc138\uc694. \ub450 \uce74\ub4dc\uc0ac\ub97c \ube44\uad50\ud55c\ub2e4\uba74 \uac19\uc740 \uae08\uc561\uacfc \uac1c\uc6d4\uc218\ub85c \uc608\uc0c1 \uccad\uad6c \uc548\ub0b4\ub97c \ubcf4\ub294 \ud3b8\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \ud55c\ucabd\uc758 \ucd5c\uc800 \uacf5\uc2dc\uc728\uacfc \ub2e4\ub978 \ucabd\uc758 \uc2e4\uc81c \uac1c\uc778 \uc801\uc6a9\ub960\uc744 \ub098\ub780\ud788 \ub193\ub294 \ubc29\uc2dd\uc740 \uc870\uac74\uc774 \ub9de\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>\uc5f0\uc774\uc728 \ud558\ub098\ub9cc \uacf1\ud558\uba74 \ucd1d\ube44\uc6a9\uc774 \ub418\ub098\uc694<\/h2>\n<p>\ud611\ud68c \uc548\ub0b4\uc758 \uae30\ubcf8 \uc0b0\uc2dd\uc740 \ud560\ubd80\uc794\uc561\u00d7\ud560\ubd80\uc218\uc218\ub8cc\uc728\u00d7\uc0ac\uc6a9\uc77c\uc218\u00f7365\uc774\uba70 \uc724\ub144\uc740 366\uc744 \uc801\uc6a9\ud569\ub2c8\ub2e4. \ud560\ubd80\uc794\uc561\uc740 \uc6d0\uae08\uc5d0\uc11c \uc774\ubbf8 \uacb0\uc81c\ud55c \uc6d0\uae08\uc744 \ube80 \uae08\uc561\uc785\ub2c8\ub2e4. \ub530\ub77c\uc11c \uad6c\ub9e4 \uc6d0\uae08 \uc804\uccb4\uc5d0 \uc5f0\uc774\uc728\uc744 \ud55c \ubc88 \uacf1\ud55c \uc22b\uc790\ub97c \ubaa8\ub4e0 \ud560\ubd80\uc758 \uc815\ud655\ud55c \uc218\uc218\ub8cc\ub77c\uace0 \ub2e8\uc815\ud558\uba74 \uc548 \ub429\ub2c8\ub2e4. \uc774\uc6a9\uc77c\u00b7\ud68c\ucc28\ubcc4 \uc794\uc561 \ub4f1\uc5d0 \ub530\ub978 \uc2e4\uc81c \uae08\uc561\uc740 \uce74\ub4dc\uc0ac\uc758 \uc608\uc0c1 \ub0a9\ubd80 \ub0b4\uc5ed\uc5d0\uc11c \ud655\uc778\ud558\uc138\uc694.<\/p>\n<h2>\ud654\uba74\uc5d0\uc11c \ub9c8\uc9c0\ub9c9\uc73c\ub85c \ud655\uc778\ud560 \ud56d\ubaa9<\/h2>\n<p>\uc801\uc6a9 \uc5f0\uc774\uc728\uacfc \uac1c\uc6d4\uc218, \ub9e4\ub2ec \uc6d0\uae08\u00b7\uc218\uc218\ub8cc, \ucd1d \ub0a9\ubd80\uc561\uc744 \ud568\uaed8 \uc0b4\ud3b4\ubcf4\uc138\uc694. \uc608\uc0c1\uc561\uacfc \ud655\uc815 \uccad\uad6c\uc561\uc758 \ud45c\uc2dc\ub97c \uad6c\ubd84\ud558\uace0, \ub2e4\ub978 \ud589\uc0ac\ub098 \ubd80\ubd84\ubb34\uc774\uc790 \uc870\uac74\uc774 \uc788\ub294\uc9c0\ub3c4 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. \ubb38\uc758\ud560 \ub54c\uc5d0\ub294 \u201c\ud604\uc7ac \uc81c \uce74\ub4dc\ub85c \uc774 \uae08\uc561\uc744 \uc774 \uac1c\uc6d4\uc218\uc5d0 \uacb0\uc81c\ud560 \ub54c\uc758 \uc801\uc6a9\ub960\uacfc \ucd1d \uc218\uc218\ub8cc\u201d\ucc98\ub7fc \uc870\uac74\uc744 \uad6c\uccb4\uc801\uc73c\ub85c \uc804\ub2ec\ud558\uba74 \uc9c8\ubb38\uc774 \uba85\ud655\ud574\uc9d1\ub2c8\ub2e4.<\/p>\n<h2>\ud560\ubd80 \uc804\ud658\u00b7\uc870\uae30\uc0c1\ud658\uacfc\ub294 \ubcc4\ub3c4 \uc9c8\ubb38\uc785\ub2c8\ub2e4<\/h2>\n<p><a href=\"https:\/\/unionize.kr\/?p=2001\">\ubd80\ubd84\ubb34\uc774\uc790 \ud560\ubd80<\/a> \u00b7 <a href=\"https:\/\/unionize.kr\/?p=1968\">\ud560\ubd80 \uc870\uae30\uc0c1\ud658<\/a> \u00b7 <a href=\"https:\/\/unionize.kr\/?p=2050\">\uc77c\uc2dc\ubd88\uc758 \ud560\ubd80 \uc804\ud658<\/a>\uc740 \uac01\uac01 \uc870\uac74\uacfc \uc808\ucc28\uac00 \ub2e4\ub985\ub2c8\ub2e4. \uc774\ubc88 \uae00\uc740 \ub0b4 \uae08\ub9ac\ub97c \uc5b4\ub514\uc11c \ud655\uc778\ud558\uace0 \uacf5\uc2dc \ubc94\uc704\uc640 \uc5b4\ub5bb\uac8c \uad6c\ubd84\ud560\uc9c0\uc5d0 \ucd08\uc810\uc744 \ub9de\ucdc4\uc2b5\ub2c8\ub2e4. \uc870\ud68c\ub9cc\uc73c\ub85c \uacb0\uc81c\ubc29\uc2dd\uc774\ub098 \uc0c1\ud658 \uc77c\uc815\uc774 \ubc14\ub00c\ub294 \uac83\uc740 \uc544\ub2c8\uba70, \uc774 \uae00 \uc791\uc131 \uc911 \uac1c\uc778 \uae08\ub9ac \uc870\ud68c\ub098 \ud560\ubd80 \uc2e0\uccad\uc740 \ud558\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>\uacf5\uc2dd \ucd9c\ucc98\u00b7\ud655\uc778\uc77c<\/h2>\n<p><a href=\"https:\/\/customer.crefia.or.kr\/common\/forward.xx?url=%2Fcustomer%2Fguard%2FguardCreditcardUseGuide4\">\uc5ec\uc2e0\uae08\uc735\ud611\ud68c \uc18c\ube44\uc790\uc9c0\uc6d0\uc13c\ud130: \uce74\ub4dc \uc0c1\ud488\ubcc4 \uc774\uc790\uc728\u00b7\uc218\uc218\ub8cc<\/a> \u00b7 <a href=\"https:\/\/gongsi.crefia.or.kr\/portal\/creditcard\/creditcardDisclosureDetail2?cgcMode=2\">\uc5ec\uc2e0\uae08\uc735\ud611\ud68c \uc0c1\ud488\ubcc4 \uc218\uc218\ub8cc\uc728 \ube44\uad50\uacf5\uc2dc<\/a>\ub97c 2026\ub144 11\uc6d4 14\uc77c \ud655\uc778\ud588\uc2b5\ub2c8\ub2e4. \uac1c\uc778 \uc801\uc6a9\ub960\uacfc \uc2e4\uc81c \uc218\uc218\ub8cc\ub294 \uc774\uc6a9\uc790\uc758 \uba85\uc138\uc11c\u00b7\uce74\ub4dc\uc0ac \uc548\ub0b4\ub85c \ud655\uc778\ud574\uc57c \ud558\uba70, \ud2b9\uc815 \uae08\ub9ac\ub97c \ub300\uc2e0 \ucd94\uc815\ud558\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc5ec\uc2e0\uae08\uc735\ud611\ud68c \ube44\uad50\uacf5\uc2dc\uc758 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